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Classic Truck Insurance – Compare Cheap Quotes
Whether you’re a pickup truck aficionado looking to insure a classic Ford F-Series or a Chevy Viking pickup truck, or you’re the proud owner of a classic HGV that needs a topnotch classic truck insurance policy, it’s a good idea to shop around for the best truck insurance deals before you sign on that dotted line.
After all, when the current insurance policy for your classic truck is due for renewal there’s a pretty good chance your existing provider’s renewal quote won’t be the cheapest policy you can find.
And that’s where we come in. Classic truck insurance quotes from a wide range of different insurance companies are readily available via Quotezone.co.uk’s specialised truck insurance comparison tool, which could boost your odds of obtaining the appropriate coverage at the right price.
How much does classic truck insurance cost?
It’s difficult to predict how much you’re likely to have to pay to insure your classic truck, because classic truck insurance companies take a wide range of risk factors into consideration when they are calculating the premium. For instance, the type of truck you own, its estimated market value, its make and model, the year it was made, the type of engine it has, where it’s kept when it isn’t being driven and the truck’s estimated annual mileage will all factor into the insurance premium calculation.
Of course, it probably goes without saying that truck insurance companies will also take into consideration factors relating to the policyholder and any other truck drivers that are named on the policy as well, including their driving record, how long they’ve held their licence and the size of their no claims bonus.
Since so many factors are at play when it comes to the cost of your classic truck insurance policy, the best plan is to use our price comparison service to compare classic truck insurance quotes from a range of different insurance companies, and then go with the one that offers the best insurance policy at the best price.
What’s the minimum level of coverage when taking out classic truck insurance?
As with car insurance, classic truck insurance offers three levels of coverage:
- Third party only truck insurance
- Third party, fire and theft insurance
- Fully comprehensive classic truck insurance
Third party only truck insurance is the minimum level of coverage required by law in the UK, and it’s obviously the lowest level of coverage available as well, because it’s only designed to protect third parties if your truck is involved in an accident.
But given that your truck is a classic, and is likely worth quite a bit of money, opting for the bare minimum insurance coverage might not be the best option. After all, if your classic truck is ever involved in an accident and you only have third party cover in place you will have to pay for the resulting repairs out of your own pocket.