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Forklift Truck Insurance – Compare Cheap Quotes


Whether your forklift truck is a JCB or an Iveco, a Toyota, a Linde or a Samuk, it’s likely to be worth tens of thousands of pounds, which means it would be a wise idea to take out a suitable forklift truck insurance policy.

Of course, just because forklift truck insurance is a sensible investment doesn’t mean you should pay of the odds for your policy – and that’s where we come in. Quotezone.co.uk’s dedicated truck insurance comparison service can help you compare forklift insurance quotes from a wide range of different insurance providers, which could increase your odds of finding the right policy at the right price.

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Is forklift truck insurance a legal requirement in the UK?

That depends on where the forklift truck will be driven. If it’s only ever going to be used on private property (eg on a farm, in a warehouse or at a distribution centre) then forklift truck insurance usually isn’t mandatory.

However, if the forklift is ever likely to be driven on a public road then a forklift truck insurance policy is a legal requirement, in just the same way as it is for other commercial trucks, lorries and HGVs. This is due to the risk you’ll face from other vehicles and vice versa. You’ll need a minimum of third party coverage in order to drive your forklift on public roads.

Of course, even when a forklift is only ever going to be driven on private property a suitable forklift truck insurance policy is still likely to be a sensible investment, even though it might not be mandatory.

You may also wish to consider liability coverage in your policy as forklifts are large vehicles capable of causing severe damage and injury.

Do forklift trucks need motor insurance?

You will need a minimum of third party cover if you will be operating your forklift on public roads. This is to keep road users safe from accidents with uninsured drivers. If you’re using your forklift in a privately owned premises then you will not be required to have insurance for your forklift.

How much does it cost to insure a forklift truck?

That’s a difficult question to answer, because your forklift’s insurance premium will be affected by the type of forklift truck you’re insuring as well as factors such as the forklift’s engine size, weight, fuel type and mileage. In short, no two forklift quotes will be the same so it’s best to directly take out an quote.

Since so many factors are at play when it comes to the cost of your forklift truck insurance policy it’s impossible to predict how much you might be charged for insurance. The best plan is to use our price comparison service to compare forklift truck insurance quotes from a range of different insurance companies, and then go with the one that offers the best forklift truck insurance cover at the best price.

How can I find cheap forklift insurance?

Most types of truck insurance are a significant business expense, but there are still a few things you can do to increase your odds of finding cheaper forklift insurance. For starters, you could:

  • Shop around – First and foremost, forklift truck drivers should shop around by using a price comparison site like Quotezone.co.uk to compare forklift insurance quotes from a range of different truck insurance specialists.
  • Ensure forklift drivers are experienced and haven’t had to claim on their forklift insurance in the past five years – Experienced forklift drivers that haven’t had to claim on their insurance in recent years are likely to be cheaper to insure, since they represent a lower insurance risk to the underwriter.
  • Keep your forklifts in a secure area when not in use – This will reduce the chances of theft of vandalism resulting in reduced premiums.
  • Only opt for the coverage you need – Having more coverage is obviously better than not having enough, however if you take out more than is needed you are wasting money. Check each policies details before making a decision on a purchase and ensure you are getting the necessary coverage.
Can Quotezone help me find cheap forklift insurance?

Quotezone.co.uk is a non-biased, independent comparison tool. Our panel of specialist UK based providers can help you find cheaper storage facility insurance from across the UK insurance market. With over 3 million users and 97% of reviewers recommending us, why not try us for yourself.

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