Ford Van Insurance
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Ford van insurance – Compare cheap quotes
Are you looking for cheap Ford van insurance but don’t know where to start? Look no further than Quotezone. Find a quote that best suits your budget in seconds through our independent service. The guide below will help you through the process of insuring your Ford van, highlighting important information you should know before considering a policy.
How do I know which insurance group my Ford van belongs to?
The insurance group that your Ford van will fall under depends on the van’s size, which you can check online. You will see an ‘E’ beside some of the van insurance groups – this refers to the security requirements set out by security body Thatcham. If there is an ‘E’ beside the cover policy, this usually means your van meets those requirements and can get a lower insurance quote.
What type of van insurance should I choose?
When comparing van insurance, there are three levels to choose from:
- Third party
- Third party, fire and theft
- Fully comprehensive van insurance
Third party insurance is the most basic form of van insurance and covers you if you cause damage to someone else’s property or injure someone while using your van. Opting for fully comprehensive insurance provides better overall protection for your Ford van. This type of insurance covers third party, fire and theft, as well as paying out to repair your van if it gets damaged.
Do I need special insurance for a Ford van?
If your Ford van is used for journeys other than personal use, you need business van insurance. This is also referred to as commercial van insurance. Even if you are commuting to a single workplace using your van, business van insurance is a legal requirement.
How can I reduce my Ford van quote?
To lower the overall cost of your Ford van insurance, you can make alterations to your van to make it more appealing to insurance companies. You can consider the following:
- installing an alarm system
- putting a lock on your steering wheel
- installing a tracking device
All of the above gives your Ford van more security and will usually make your insurance rates go down. Insurance companies take every aspect of your van into account. For example, advertising your business on the side of your Ford van could make it potentially less appealing for insurers as third parties may assume there are expensive tools inside.
How do I accept an insurance offer?
When using Quotezone.co.uk to compare Ford van insurance quotes, you will be given a lot of options. Once you find the one that is right for you, you can complete the process online, although you can also complete the sign up process by speaking to the van insurance provider on the phone if you wish.