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While it is possible to buy a 20ft sailing catamaran for £20,000 or £30,000, many motorised catamarans are worth hundreds of thousands of pounds, and some of the bigger vessels are worth millions. So whether you love travelling the world and exploring the seven seas in your catamaran, or you prefer to stay closer to home exploring the UK’s many ports and marinas, catamaran insurance is vital to protect such a valuable investment.

Of course, just because catamaran insurance could prove to be invaluable if you ever have a sailing accident doesn’t mean you should pay over the odds for your policy. And that’s where we come in.

Quotezone.co.uk’s boat insurance comparison service could help you find cheaper catamaran insurance quotes, by comparing policies from a wide range of different boat insurance specialists.

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Is catamaran insurance mandatory in the UK?

While the UK’s inland waterways authorities insist that a boat must be insured before it can be used on the country’s rivers, canals and lakes, catamarans are exclusively used in the sea which means catamaran insurance could be classed as optional.

However, it’s worth bearing in mind that many marinas and yacht clubs insist that boat owners have catamaran insurance in place before they moor their vessels there, so catamaran insurance is often a contractual obligation even if it isn’t a legal requirement.                                                                                                                                                                                                                                                  What’s the minimum level of catamaran insurance cover I can get?

When insuring a catamaran third party only insurance will be the minimum level of cover you can take out. In most cases this type of policy will provide you with up to £1 million of third party cover.

How much does catamaran boat insurance cost?

It’s difficult to predict how much you’re likely to have to pay to insure your catamaran, because boat insurance companies take a wide range of risk factors into consideration when they are calculating the premium. For instance, the size of catamaran you own, whether it is a sailing catamaran or a motorised one, its estimated market value, its make and model, the year it was built, where you store or moor it and where you normally sail it can all affect the cost of your catamaran insurance.

The best plan is to use our price comparison service to compare catamaran insurance quotes from a range of different insurance companies, and then go with the one that offers the best coverage at the best price.

I own a motorised catamaran with sleeping quarters – will the belongings we keep in these quarters be insured as well?

That depends on the type of catamaran insurance policy you take out.

As the name suggests, third party sail boat insurance is designed to protect third parties when you take to the water, and as such it usually won’t pay out for damage to your own vessel or theft of any contents from your catamaran.

On the other hand, if you opt for a more comprehensive catamaran insurance policy it might include contents cover as standard, but it’s also possible to add this type of your cover to a more basic boat insurance policy for a small fee.