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Fishing Boat Insurance – Compare Cheap Quotes
There are over three million recreational anglers in the UK, and while most of them fish on the riverside, lakeside or coastline, a significant number of coarse anglers in particular use fishing boats to fish in the UK’s rivers and lakes, as well as along the country’s coastal waters.
When the fishing boat is used on a river or lake then fishing boat insurance is usually mandatory, whereas a fishing boat that is used exclusively on the sea usually doesn’t have to be insured.
However, even when fishing boat insurance is optional it’s usually still a wise investment. After all, the right fishing boat insurance policy could not only help to cover the cost of repairing your boat if it is ever damaged or stolen, but could also help cover the cost if you damage someone else’s boat.
Luckily Quotezone.co.uk’s boat insurance comparison service can help you compare quotes from a range of different boat insurance brokers and boat insurance specialists, making it more likely that you’ll find the right policy at the right price when you’re looking for the best fishing boat insurance policies.
What’s the minimum level of insurance cover I need for my fishing boat?
That depends on where you plan to use your fishing boat. If you will only ever use it at sea then fishing boat insurance usually isn’t mandatory at all (although it’s still a good idea, because it can help to protect your investment).
If you plan to use your fishing boat in rivers or lakes, on the other hand, then most inland waterway authorities in the UK will require you to take our third party boat insurance at the very least, and in most cases your third party insurance will need to provide at least £1 million of coverage.
How much does fishing boat insurance cost?
There’s no straightforward answer to that question, because boat insurance companies take a wide range of risk factors into consideration when they are calculating the premium for your fishing boat insurance. For instance, the type of fishing boat you own, its make and model, the year it was built, its estimated market value, the type of engine it has, where you store or moor it and where you normally sail it can all affect the cost of insuring a fishing boat.
The best plan is to use our price comparison service to compare boat insurance quotes from a range of different insurance companies, and then go with the one that offers the best coverage at the best price.
Does fishing boat insurance protect my boat’s contents too?
Some fishing boat insurance policies do offer boat contents insurance as standard, but whether your own policy offers this will depend on the insurer you went with and the type of policy you took out.
Cheaper “third party only” fishing boat insurance policies won’t offer any protection for your boat’s contents, whereas some of the more comprehensive fishing boat insurance policies might include contents cover as standard.
Of course, even if you opt for a basic third party only policy you’ll probably be able to add contents cover for a small fee.