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Looking For Cheap European Breakdown Cover?

What is European breakdown cover?

European breakdown cover provides you with insurance against breakdown, mechanical issues and other vehicle assistance whilst you travel in Europe.  Many people forget that you can get your car towed to the nearest garage whilst you are traveling on holiday in Europe. This coverage will let you call for assistance on an English speaking helpline, which when overseas can provide a major relief to a stressful situation. If your vehicle is unable to be repaired before you return to the UK then many European breakdown policies will offer you alternatives for getting yourself, passengers and vehicle back home. It is not a legal requirement to have breakdown cover when you travel to the continent, however it is strongly advised that you do in order to save yourself time, stress and money. Being caught with mechanical issues overseas, particularly in a country where you can’t speak the language, is usually a stressful experience. Having a good, comprehensive European breakdown policy will be your best protection against this as your insurer will be able to manage your case and sort out your roadside assistance.

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What you need to know about European breakdown cover

European breakdown insurance is not included as standard on your car insurance, this means you’ll need to have it added as an extra to your existing policy or as a stand alone. It is important to have this sorted before you travel outside the UK. Insurers will typically offer you options that include either annual coverage or coverage for a single trip.

Which European breakdown cover is best?

The best European cover will be a policy that covers you against the costs of roadside assistance, repairs as well as alternative travel and accommodation. There are differing levels of coverage for European breakdown coverage, with the more comprehensive policies covering you for more. 

What European countries are covered?

The area of coverage within Europe depends on which provider you decide to take out your coverage with. Most European breakdown policies cover you for all 44 European nations, not just EU member states.

  • Albania
  • Andorra
  • Austria
  • Belarus
  • Belgium
  • Bosnia & Herzegovina
  • Bulgaria
  • Croatia
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • North Macedonia
  • Norway
  • Poland
  • Portugal
  • Romania
  • Russia
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Ukraine
  • United Kingdom
  • Vatican City

To confirm your area of coverage you should always consult the policy details before completing a purchase. Simply contact the lender directly and confirm the details of the policy you are interest in taking out to check if you have the coverage you need.

How much is European breakdown cover?

The price of European breakdown cover will vary largely depending on the provider you take out insurance with and the countries that are covered under their policies. Breakdown cover for some European countries will be more expensive than others, this means that if your insurer covers all 44 countries on the continent you can expect to pay more than a policy which only covers you for a select few.

How to get cheaper European breakdown cover

The best way of finding cheaper European breakdown cover is by comparing multiple quotes from differing providers. This allows you to get a more varied offering of prices from across the UK market, helping ensure that you can find cheaper breakdown cover for your European trip. Our independent comparison tool will let you find multiple European breakdown policies in moments, letting you compare quotes without the hassle.

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