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Cheap Car Breakdown Cover

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Compare Cheap Car Breakdown Cover

Looking for car breakdown cover?

At Quotezone we compare over 10 different breakdown providers to provide online quotes. We can provide cheap breakdown and recovery quotes for car, van and motorcycle.

It is unlikely there would ever be a good time for a car to break down. Having a break down could cause no end of problems and expense for a car owner. It may not only be inconvenient but also pose significant heartache if the owner doesn’t have car breakdown cover. Being stranded at the side of the road is probably not a good experience for anyone to have and could be prevented by having the right UK car breakdown cover in place.

When a car breaks down it might be for a whole host of reasons. Usually the priority for most people is to get the car back on the road as soon as possible or to find alternative transport to get them to an important destination. With car breakdown cover the situation might be eased somewhat. Searching for breakdown cover online might be the easiest option for anyone seeking this type of insurance. To compare car breakdown cover could be simple when looking through a host of options via a comparison company. Looking at a range of alternatives might be preferable for anyone unsure of what car breakdown cover entails.

To compare car breakdown cover could be more cost effective when searching online policies and could be much cheaper than being stranded and having to find the cash for being towed on top of any repairs needed to get back on the road. A comparison company could put a car owner in touch with the right insurer that offers peace of mind when travelling in and around the UK through a great breakdown cover policy. It could also give an individual the option to tailor a breakdown policy to their specific needs and may mean someone doesn’t need to worry about breaking down away from home ever again.

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Which car breakdown cover is best?

Emergency assistance is typically the speedy and effective type of breakdown insurance. A good breakdown cover policy should include the following features.

  • 24/7 roadside assistance – This should be included so you can call for assistance whenever you need it.
  • UK wide coverage – This is important to have, as a UK wide coverage means you’ll be able to get assistance no matter where in the UK you drive.
  • No call out limits – This means that you will not be limited to the number of call outs you can make should you need it.
  • Home start – This allows for you to call out assistance if your car breaks down at or near your home.
  • Multiple drivers – This policy will cover you for multiple drivers you have insured under your policy. This means if another driver is in your car and has a breakdown, they’ll be covered under your policy to call for breakdown assistance.
  • Recovery and transportation – This will cover the recovery and transportation of your car to a repair from the site of the breakdown. 
  • Add-on options – The ability to select extra add-ons to your policy such as key replacement and misfuelling cover means you have greater flexibility with what you can be covered for.
How much does car breakdown cover cost?

The cost of breakdown insurance will vary between insurers. Basic breakdown coverage can cost as little as £10 per month whilst more compromise policies can potentially cost a couple of hundred. These higher prices are more common for commercial operators however. Additional add-ons such as key and tyre replacement will also increase the cost of your car breakdown insurance.

You won’t need to worry about being charged more on your breakdown cover for EVs, breakdown cover costs the same between petrol, diesel engines.

What happens if an electric car breaks down?

If your EV suffers from a common issue such as no charge in its battery, roadside assistance will easily be able to charge your battery and get you on your way. Typically however, they will only be able to charge your battery enough for you to reach a charging point.

How often is breakdown cover used on a new car?

New cars, usually within 2 years of age, won’t statistically need breakdown recovery as much as an older vehicle. Many new cars are sold with car breakdown cover, the length of this cover will vary between manufacturers however. Cars built today are exceedingly more complex than models built 10 years ago, this is why taking out a car breakdown recovery policy is strongly recommended. 

What is excess on car breakdown cover?

The excess on car breakdown cover is the amount you pay towards repairs and services covered under your policy. As with motor insurance excess this means you’ll need to pay the stipulated excess amount out of your own pocket in order for your policy to cover the rest. 

An example of how excess works in practice is as follows.

If the total cost transporting your car to a repair shop or garage is £200 and your excess is £40, this means you’ll cover £40 out of your own pocket and your policy will cover the remaining £160.

How can I check if my car has breakdown cover?

There are a few ways you can check if you have breakdown cover for your car. The easiest of these is to check your policy details, you should have received policy documents from your insurer over any motor insurance policies taken out. So if you are unsure over whether or not your car insurance policy includes breakdown cover, consulting your policy documentation is usually the best option. You can also contact your provider directly and request these details if you do not have the relevant policy details.

Some car manufacturers include breakdown cover in their policies so checking your owners manual for these details is also advised.

Can Quotezone help me find cheap breakdown cover?

In short, yes. Our independent, unbiased comparison tool lets you compare insurers from across the UK market in moments. This increases your chances of finding cheap car breakdown cover as you won’t be reliant on the quotes of a single provider. By comparing car breakdown cover quotes with us you’ll be able to compare multiple insurers in moments and find the best deals in moments.