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Lotus Elise Insurance

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Compare Lotus Elise insurance


The Lotus Elise’s beauty lies in its lightweight body, high-revving engine and superb handling. Just imagine if you discovered that your car insurance wasn’t the best on the market. With our independent insurance quote comparison service, you can find the cheapest quote in seconds. Save time and money with our independent and unbiased service, trusted by more than three million customers.

What insurance group is a Lotus Elise?

Insurance groups are set by several factors including parts availability and price, performance, repair costs, price when new and security of the vehicle. Each car belongs to one of 50 car insurance groups. The higher the insurance group, the higher the premium. The Lotus Elise drops into insurance groups 42–48, so expect to pay a reasonably high premium.

How much does it cost to insure a Lotus Elise?

The Lotus Elise delivers exceptional performance at a reasonable cost. Priced around £48,000, you can expect to pay an insurance premium of around 1% per annum of the vehicle value, so this would be around £4,800 plus any claims excess.

How do I find the cheapest car insurance?

Several factors influence the price of car insurance. Fortunately, some of these are within your control. For starters, make sure you use a car insurance comparison website, such as Quotezone.co.uk. If you can afford to pay annually rather than monthly, do so, as this will make premiums cheaper. Lastly, never just auto-renew, make sure you shop around to compare Lotus Elise insurance for the best price.

Are there ways to make my car insurance quote cheaper?

The purchase of a Lotus Elise is going to set you back a bob or two so make sure you control some of the factors that can bring down insurance costs, such as:

  • Installing an alarm, engine immobiliser or GPS tracker
  • Telling your insurer about any modifications you’re thinking about making to your car
  • Considering multi-car insurance for other vehicles in your household

What types of insurance cover are there?

Insurers usually offer three levels of car insurance:

  • Third party
  • Third party fire and theft
  • Comprehensive

Check each level according to your needs, rather than based on price. It doesn’t always follow that third party insurance is the cheapest. Insurers know that drivers who take out comprehensive cover are more likely to claim, so they price each level according to that level of risk.

Will my occupation affect my car insurance quote?

Yes, your job role will be a factor in your car insurance quote. Your job title may imply your appetite for risk, so insurers would probably see a race car driver as a high risk for speeding violations, for example. Whether you use your car for business is also a factor that will affect your quote.

Is a black box a good idea?

Black box insurance uses a GPS device in your car to track your driving. Insurers prefer you to have a black box because the data it captures helps them to figure out what kind of a driver you are. If your daily driving passes the insurer’s criteria for low-risk insurance, then your insurer should reward you with discounted premiums.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.