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Lotus Exige insurance

Compare quotes for your Lotus Exige from dozens of UK insurers

Your Lotus Exige has pin sharp handling, beautiful styling and storming pace. It’d be a shame to discover that your car insurance isn’t the best on the market. With our independent insurance quote comparison engine, you can find the cheapest quotes in seconds. We search over 110 different car insurers so that you don’t have to. Keep reading to find out what you should be looking for.


How much does it cost to insure a Lotus Exige?

The Lotus Exige is the perfect track car and a very high-end vehicle, so it needs to be appropriately insured. Priced anywhere from £66,000 to £103,000, this is a car that will excite. You can expect to pay an insurance premium of around 1% per annum of the vehicle value, so this would be around £6,000 to £10,300 plus the excess for any claims you make.


What insurance group is a Lotus Exige?

Each car belongs to one of 50 car insurance groups. The higher the insurance group, the higher the premium. Insurance groups are set by several factors including parts availability and price, performance, repair costs, price when new and security of the vehicle. The Lotus Exige drops into insurance groups 46–50, so expect to pay a high premium.


How do I find the cheapest car insurance?

Various factors influence the price of car insurance. Luckily, you have control over some of them. At the outset, make sure you use a car insurance comparison website, such as Quotezone.co.uk. Can you afford to pay annually, rather than monthly? This will have an effect. Finally, never let your insurance roll over to auto-renew, make sure you shop around to compare Lotus Exige insurance for the best price.


Will my occupation affect my car insurance quote?

Yes, your occupation will be a factor in your car insurance quote. Your job title may imply your appetite for risk. For example, insurers would probably see a racing driver as a high risk for speeding violations. Whether you use your car for work is also a factor that will affect your quote.


Are there ways to make my car insurance cheaper?

Buying a Lotus Exige is an investment, so expect to pay quite a high premium for car insurance. You can’t reduce the insurance group of a Lotus, but you can change other influencing factors to help bring down insurance costs, such as:

  • Telling your insurer about any modifications you’re thinking about making to your car
  • Installing an alarm, engine immobiliser or GPS tracker
  • Considering multi-car insurance for other vehicles in your household
  • Opting for a higher excess to weigh against a lower premium


Is a black box a good idea?

Black box insurance uses a GPS device in your car to track your driving. Insurers like you to have a black box because the data it delivers helps them to tell what kind of a driver you are. If your daily driving passes the insurer’s criteria for low-risk insurance, then your insurer may reward you with discounted premiums.


Will I need a specialist insurer for my Lotus Exige?

A specialist insurer is worth considering for a track car such as the Lotus Exige. With more than 110 different car insurance providers, we can find the right specialist for you.

*51% of consumers could save £504.25 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.