Mini Convertible Insurance

Looking to insure a mini convertible? The cost of insuring this popular car can vary greatly between providers. If you want to make sure you are getting the best deal, it’s important to know what to look for.

What Mini Convertible models can I insure?

Through our comparison service, you can insure the following Mini Convertible models:

• Mini One
• Mini Cooper Convertible
• John Cooper Works

The Mini One is the most basic model, offering the cheapest insurance in the group. The John Cooper Works model on the other hand, works out the most expensive. With that being said, there are some great offers to be found regardless of which convertible model you own.

What types of cover should I consider?

You have a few options when looking for Mini Convertible insurance. Third-party insurance is the only type of cover that is legally required. However, it’s also the most basic type of coverage that won’t protect your own vehicle if you get into an accident. Comprehensive insurance is a much better option if you want to protect yourself as well as other motorists.

Is excess voluntary?

Excess is something you’ll have to pay no matter which insurer you go with. All insurers require a minimum level of excess to be paid. However, you will find providers who offer voluntary excess. This means you can choose to pay more in the event of a claim, in order to reduce your premium.

Will installing a black box lower my quote?

A black box can be useful for younger drivers. They can potentially help young people to save up to £200 on their quote. However, they can be good for older drivers too. You will need to pay more attention to how you are driving with one of these installed. Depending upon how much you could save, it might not be worthwhile installing one.

What other ways can I reduce my quote?

Other ways to reduce your Mini Convertible insurance include:

• Pay more excess where you can
• Pay annually instead of monthly
• Compare your options

Did you know paying annually can lead to a substantial discount? It might be a lot of money to pay up front, but the savings over the long term are worthwhile. Opting for a higher voluntary excess where you can is also recommended, as is comparing your options. The more quotes you compare, the easier you’ll find it to spot the cheapest quotes to match your requirements.

What should I keep in mind when choosing an offer?

When comparing your offers, look at what each policy covers. The cheapest quote may not be the best option as it may not contain the level of protection needed. You should also look at the reputation of the provider, and double-check there aren’t any nasty surprises included in the fine print.