Smart ForTwo Insurance

The Smart ForTwo is an ideal vehicle for those looking for something small and affordable. These popular cars are manufactured in Germany by Smart and are excellent value for money as well as being super efficient. If you are looking for your Smart ForTwo insurance group or need to find the best deal for Smart ForTwo insurance, then QuoteZone are here to help.

What is Smart ForTwo insurance?

Smart ForTwo insurance covers the all the costs if your car becomes damaged or stolen, or you have an accident. When you have Smart ForTwo insurance, you will only have to pay the excess amount and the rest of the cost is paid out by your insurance company. The Smart ForTwo insurance group helps insurance providers decide on how risky the vehicle is and plays an important role in the price.

What cover do I get with Smart ForTwo insurance?

The inclusions in Smart ForTwo insurance will vary depending on the type of policy you have. The most basic cover available is third party insurance. This will include liability for injury to other people and damage to other drivers’ property. This Smart ForTwo insurance does not include protection for yourself or your own car. For complete cover, you should choose fully comprehensive insurance which pays out for your vehicle and belongings, yourself, your passengers and any third parties. Some policies can also include fire, theft and vandalism.

What are the Smart ForTwo insurance groups?

Insurance groups are used to determine how risky a vehicle is. The Smart ForTwo insurance group depends on the specific model you have. The ForTwo Coupe (2007-14) will be in insurance groups 2-13 depending on the specification. The ForTwo Cabriolet (2016 – on) is in insurance group 5 to 15.

Do I need to have Smart ForTwo insurance?

Yes, Smart ForTwo insurance is a legal requirement in order for you to drive on the public roads. Failing to have insurance could result in a £1,000 fine, your vehicle being seized, or other consequences set out by the DVLA. The only time a Smart car can be uninsured is if it is kept on private land and declared as off the road.

Are Smart ForTwo insurance groups cheap?

In general, Smart ForTwo insurance groups are cheap as they are on the lower end of the scale. Ultimately, this will depend on the specification of your vehicle. Insurance providers will also look at your age, driving history and location when deciding on quotes.

Can QuoteZone save me money on Smart ForTwo insurance?

At QuoteZone, we can help you save money on Smart ForTwo insurance. All you need to do is complete our simple online form and we will provide you with Smart ForTwo insurance quotes from 100s of independent companies in the UK. You can quickly compare monthly premiums, levels of cover, excess amounts and more.

Is QuoteZone regulated by the FCA?

Yes, at QuoteZone we are regulated by the FCA, as are all the insurance providers we work with.