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Compare quotes on property insurance for a garden centre

Do you need to compare quotes on property insurance for a garden centre you own? If your small business needs garden centre insurance, we are just the firm to compare quotes with. Use our pages to find a fast, easy quote in minutes.

What is garden centre insurance?

Garden centre insurance is a type of commercial building insurance. It is specific to those that run garden centres. It insures the property you use. If that property is damaged by an event your policy covers, you can claim for the damage from your provider.

Is property insurance for a garden centre the same thing?

Yes, garden centre insurance and property insurance for a garden centre are two ways of saying the same thing.

What are you covered for?

This insurance type covers your property. This means if damage happens to the building or its commercial furnishings, you can claim that money back from your insurer.

What other types of garden centre insurance should I get?

If you own a garden centre and have employees, then you will need employers’ liability insurance. This will protect you if something happens to your staff members. You may wish to take out business equipment insurance, to cover all your lawnmowers and other gadgets.

Is garden centre insurance a legal requirement?

It is not. However, if you have employees, then employer’s liability insurance is a legal requirement. You may wish to get public liability insurance too since it protects you against members of the public getting injured.

Can I insure a garden centre in the UK?

You can insure a garden centre in the UK. Even though you don’t legally have to, it is still good business sense. You should consider insuring your business separately so that you are covered for interruptions. stock insurance is a further asset to garden centre owners.

Is garden centre insurance the same as florist insurance?

No, they are two different types of commercial building insurance. This means they will be different policies. The things that are covered will be slightly different. You can learn more about property insurance through the Quotezone website.

Risks to cover in a garden centre

A garden centre mixes retail, outdoor space and often a café, so a policy may need to cover:

• Glasshouses, polytunnels and shade structures, which some policies limit in storms
• Living plant stock, which isn’t always covered for frost or slow weather damage
• Mowers, tills, trolleys and other business equipment
• Customers hurt by uneven paths, falling pots or loose trolleys, under public liability

In England, Wales and Northern Ireland, a café must be registered with the local authority at least 28 days before it opens (GOV.UK).

Cover for florists

Florists usually need cover for perishable stock, cold rooms and display equipment. A delivery van needs its own motor insurance before it goes on UK roads (GOV.UK).

How much does it cost to insure a garden centre?

The fastest way to find out what garden centre insurance costs is to run a quote comparison. You can do that right here on our website using our network of trusted insurers.

Where can you compare quotes on garden centre insurance?

You can compare quotes for property insurance for your garden centre, right here on the Quotezone website. We compare quotes offered by countless UK-based providers. We choose partners based on reputation and quality, so you can always be sure of a great choice in garden centre quotes when you shop with us.