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Opticians Insurance

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What is opticians insurance?

Use our comparison tool to find a range of cheap quotes for opticians insurance in moments. If you still have questions, read on to find out the key things to look at when taking out optician insurance.

Opticians insurance is a type of financial cover that helps protect your business from risks such as theft, damage, or a customer being injured. You may have expensive stock or equipment to protect too.

Why do I need opticians insurance?

Opticians can be a target for thieves. You may need commercial property insurance to help protect you if something happens to the building. There may be a flood or fire, which means you can’t run your business. Public liability insurance helps protect you when dealing with the public. If you have staff, you will probably need employers’ liability cover.

What does opticians insurance cover?

Each optician business is different and so is each policy. Most policies cover situations such as accidental damage, property owners’ liability, malicious damage, employers’ liability, contents cover, and rebuild cost.

How much does opticians insurance cost?

Each opticians insurance provider will have a price range that is based on factors such as the number of staff, size of the premises, the contents and the business’s location. Make sure you provide full details of your optician when getting quotes so that they’re accurate.

What are the different types of opticians insurance?

There are two main types of commercial insurance policy that you may wish to consider. The first is a named perils policy, which includes named issues, such as vandalism, theft and fire. The second type is an open perils policy which covers all problems except for those on an exemption list, such as flood damage.

Why use Quotezone to find a quote for opticians insurance?

It’s important for peace of mind to have the proper cover in place to help protect you and your business. Use our easy comparison tool to find optician insurance quotes that offer good cover at competitive prices. When you find the optician insurance quote that suits your needs, you can accept the quote by clicking on it and following the instructions.

Will my details be safe?

All the details you enter into our secure website are solely used to help us find a range of opticians insurance quotes for you. With a range of quotes tailored to the details of your optician, you can choose a policy with the cover that is right for you.