Italian holiday home insurance
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Is Italian Holiday Home Insurance A Legal Requirement?
It’s usually not a legal requirement to have Italian holiday home insurance. It does however help to protect you against unexpected costs. If you have a mortgage, your mortgage provider may expect you to have insurance.
It’s not always easy to keep an eye on a holiday home in another country. Proper holiday home insurance for your Italian get away can help protect you if something goes wrong.
Can I get standard home insurance for my Italian holiday home?
No. Normal home insurance usually only covers your main residence. Properties that are empty for more than 30 days at a time usually need specialised insurance.
Why is Italian holiday home insurance more expensive?
An empty holiday home can attract burglars and vandals. There is also a greater risk that problems can develop into major issues. For example, a leaking pipe may cause more of damage before it’s noticed.
Can I get Italian holiday home insurance with a UK provider?
Yes. Many UK insurers will offer insurance for an Italian holiday home.
What does Italian holiday home insurance cover?
Italian Holiday home insurance is similar to regular home insurance but given that it will be abroad and not your permanent residence some variations may apply. Refer to you policy details for more information.
What additional insurance can I get for my holiday home in Italy?
Most insurers will let you buy additional cover to suit your needs. You may want to also insure to help protect your belongings or furniture. You may also want to look at legal cover, public liability, or emergency repair cover.
Do I need special insurance to rent out my holiday home?
If you intend to rent out your holiday home, you should look at holiday letting insurance quotes. This will help protect you from added risks.