Login Menu

Cheap Nissan Note Car Finance Options

Compare Nissan Note Finance Deals Today And Save Money

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

What people have to say about us

Best Insurance comparison site.


Leicester, United Kingdom

Easy and very fair quotes, thanks.


Grays, United Kingdom

4.75/5 from 3262 customer reviews

Nissan Note Finance

Compare Nissan Note Finance Options Fast

With over several generations manufactured with the latest being released in 2020, the Nissan Note is an ever popular model with drivers who value its practicality over luxury. With the latest generation equipped with a powertrain hybrid engine, the Nissan Note appears set to remain a popular choice well into the foreseeable future. However not everyone is ready to purchase one of these vehicles outright and so finance could prove a great alternative to buying outright. That’s why Quotezone.co.uk has teamed up with Magnitude Finance, to take all the hassle out of finding the right finance deal for your new Nissan. Who are Magnitude Finance?  They are a UK business that has been helping people get the cars of their dreams for over 30 years and have arranged over £500 million of loans each year. No matter what deal you are searching for, we are here to help you with your car finance comparison.

How can I finance a Nissan Note?

The finance plan you decide to take out on a Nissan Note really depends on your own personal goals as well as the options your financer deems appropriate for you. What they deem appropriate will really depend on your income, credit score, past financial history and any outstanding debts. Here are the common methods of car finance in the UK.

  • Hire Purchase (HP) – With hire purchase you’ll make regular payments over a typical fixed period of 1 to 5 years or 12 to 60 months. With this finance option, the owner of the car will be the financer until such time as the final payment is made and ownership is transferred to the borrower. Therefore if you miss payments, you could lose the car.
  • Personal Contract Purchase (PCP) – This popular method of finance involves you making regular repayments over a fixed period of time but instead of buying the car you are essentially renting it. You will have the option to purchase the car for the remaining amount after the end of the fixed period or simply return it to the lender.
  • Personal Loans – This type of finance involves you borrowing a lump sum of cash for the purchase of a car and then you will make regular payments over the fixed term until the loan is repaid. 
  • Lease – A lease works in a similar way to PCP where you essentially rent a car for a fixed period of time whilst making regular payments. After the end of the lease you’ll return the car to the financer.

The option you decide to go with is really down to your own personal preference and financial goals. For example opting for a plan with a shorter term can mean you end up paying less in interest overall. It really comes down to what option you feel best serves your goals.

How can I save on Nissan Note finance?

There are a few practical steps that can be taken to reduce the overall cost of your Nissan Note finance. These steps are practical in nature and simple to implement but they will require some dedication in order to reap the benefits.

  • Put down a larger deposit – The larger your deposit the less money you will ultimately end up borrowing in order to finance your Nissan Note. The typical deposit amount for car finance is around 10% so putting down a higher amount such as 20% or 25% can greatly reduce the amount you end up paying on interest in the long run.
  • Maintain a good credit score – Maintaining a good credit score will make securing a finance plan much easier. It can also reduce the total interest you’re charged as well as opening up doors for other finance products such as personal loans and mortgages.
  • Opt for a shorter term length – The shorter your overall term length the less money you will end up spending on interest int he long run. This is because longer terms may offer you the benefit of reduced monthly repayments but ultimately you will be spending more time paying interest on your loan.
What should I consider before taking out car finance?

There are some things you should take into consideration before taking out car finance. Below are a list of the common considerations you should make when considering a car finance plan.

  • Your affordability – Your overall income will be considered when applying for a finance plan. This means you should consider the price of the car you are thinking of financing and if you may run into issues meeting it’s repayments in future.
  • The resale value – Some Nissan models retain their value better than other. The Nissan Note is one such model with a higher value retention than is standard for other cars of similar specifications.
  • The loan term – The length of your term loan is a major factor to consider as it will directly impact the amount of interest you ultimately pay.
  • Any potential penalties – If you repay your finance plan early then you may be charged an early repayment fee. Other admin fees or cancellation costs can also be worked into your finance plan so always do your research and consult the T&Cs of a potential finance plan.

Quotezone has teamed up with Magnitude Finance to make finding the right insurance for you easier than ever. Simply enter a few details and your off.