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Cheap Nissan Pixo Car Finance Options

Compare Nissan Pixo Finance Deals Today And Save Money

  • Competitive PCP & Hire Purchase quotes from an extensive panel of lenders
  • Get the best available rates on cars from £15,000 – £250,000
  • Use a Trustpilot 5-Star rated team with expert knowledge
  • Rates start from 8.9% APR with a representative APR of 8.9%*

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Nissan Pixo Finance

Compare Cheap Nissan Pixo Finance Options

Despite only being in production for a few years, the Nissan Pixo was still able to earn itself a reputation for it’s practicality, fuel efficiency and overall affordability. Even with an attractive price tag however, many of us still aren’t ready to purchase a Pixo outright and so finance ca be a good option. Despite being an affordable model however That’s why Quotezone.co.uk has teamed up with Magnitude Finance, to take all the hassle out of finding the right finance deal for your new Nissan. Who are Magnitude Finance?  They are a UK business that has been helping people get the cars of their dreams for over 30 years and have arranged over £500 million of loans each year. No matter what deal you are searching for, we are here to help you with your car finance comparison.

Getting a Nissan Pixo on finance

With a variety of finance options to choose from, you should consider which one best serves your long term goals as well as satisfying your financial requirements. Your lender will also make their own determination on what finance plan they deem to be most suitable for your own situation. For example they will assess factors such as your credit score, any outstanding debts as well as your overall income levels.

  • Hire Purchase (HP) – With hire purchase you’ll make regular payments over a typical fixed period of 1 to 5 years or 12 to 60 months. With this finance option, the owner of the car will be the financer until such time as the final payment is made and ownership is transferred to you the borrower. Therefore if you miss payments, you could lose the car. This option is most popular with those seeking to own the car at the end of the finance term.
  • Personal Contract Purchase (PCP) – This popular method of finance involves you making regular repayments over a fixed period of time but instead of buying the car you are essentially renting it. You will have the option to purchase the car for the remaining amount, commonly known as the balloon amount, after the end of the fixed period or simply return it to the lender.
  • Personal Loans – This type of finance involves you borrowing a lump sum of cash for the purchase of a car and then you will make regular payments over the fixed term until the loan is repaid. 
  • Lease – A lease works in a similar way to PCP where you essentially rent a car for a fixed period of time whilst making regular payments. After the end of the lease you’ll return the car to the financer.

You should always do your research on potential car finance plans before agreeing to it. Don’t hesitate to ask your lender further questions and negotiate for a better interest rate if you have a good credit score.

How can I save on my Nissan Pixo finance?

Regardless over whether you are looking to finance a Nissan model or any other car make for that matter, these steps are fairly simple to implement but will require dedication to see through and realise the full benefits. Below are a list of some practical tips on how to keep the cost of your car finance down.

  • Elect to pay a larger deposit – By paying a larger deposit you can effectively reduce the amount of money you borrow on your loan. The typical deposit for car finance is 10% but increasing this to 20% or 25% can effectively reduce the total amount borrowed and reduce the amount of interest you’ll end up paying overall.
  • Choose a plan with a shorter loan term – Opting for a shorter loan term will reduce the amount of months you spend paying interest, this will ultimately mean you end up saving money in the long run compared to a more prolonged plan.
  • Get and maintain a good credit score – Having and maintaining a good credit score is crucial for securing the best car finance offers. Whilst a bad credit rating is not an automatic bar to accessing a car finance plan, it can make it more difficult and you’ll likely be charged a higher interest rate. Having a good credit score will also open doors to many other types on finance products such as mortgages and personal loans.

Remember that you should always consult the T&Cs before you commit to any car finance plan. You should also not be afraid to negotiate with your financer if you have a good credit score, you may be able to secure a better interest rate.

Do I need to have a good credit score to get car finance?

Whilst getting car finance will certainly be more difficult with a poorer credit score, it isn’t impossible. You may struggle to secure an offer from lenders however Quotezone.co.uk has teamed up with Magnitude Finance to make getting the right car finance plan for you more easy than ever.

Things to think about before financing a Nissan Pixo?

Car finance isn’t an appropriate option for everybody, however if you could benefit from a car finance plan it can be a great option for securing the right vehicle for you. Here are a few key points for you to consider when deciding to take out a car finance plan. Firstly you will want to evaluate your affordability for the car you wish to finance as well as how much you’ll need to repay once the interest charges are applied to your loan. You should also check the term length as this will directly impact the amount of interest you will end up paying in total.

  • Term Length
  • Affordability
  • Interest rate

Always check the documentation of any potential car finance plan and don’t be afraid to negotiate with a lender for a better interest rate, particularly if you have a good credit score.

Is it easy to finance a Nissan Pixo?

The difficulty of securing finance for a Nissan Pixo will really depend on your own financial situation and what offers lenders are wiling to make to you. You may potentially be asked to provide additional documentation to the financer in order to support your application. Luckily Quotezones partnership with Magnitude Finance is here to help take out the hassle in getting a car finance plan that works for you.

Get Nissan Pixo Finance Today