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What Is Home Start Breakdown Cover?

24/03/2023

breakdown insurance

Sometimes referred to as ‘home rescue’ or ‘home start’, home start breakdown insurance is your way of calling for breakdown assistance should you run into issues while at home. This means if your car has a breakdown whilst on your driveway or in your garage for example, you’ll be able to call for assistance.

Is it worth having at home breakdown cover?

In short, yes… The reason for this is you can actually save money in the long run by having home breakdown cover in place. The reason for this is simple, breakdown assistance can be expensive. Having home breakdown cover means you can claim this cost through your insurer should your car break down.

What does home breakdown cover include?

Breakdown cover allows for you to call out a mechanic to assist you if your car has one of the following issues. These are of course only some examples of common issues covered by breakdown cover.

  • Flat Tyre
  • Engine Issues
  • Battery Replace

If your car breaks down at home, having a decent breakdown cover policy will allow you to get a mechanic out to you quickly and cover the costs.

Does home breakdown cover misfuelling?

Getting mechanical breakdown, sometimes called repair breakdown, cover can be a great way to ensure you have some cover if your vehicle suffers damage whilst in operation. It may be a grey zone from the standpoint of your insurer over whether to cover the wrong fuel rescue or damage to your vehicle from misfuelling. This is always best discussed with your provider directly to ensure you have all the necessary coverage.


At Quotezone, helping people find better deals is important to us. We can help you find the best deals on your car insurance with our panel of dedicated UK specialists. Whether you’re looking for third-partythird-party fire and theft, or comprehensive cover, Quotezone has you covered. We help around 3 million users every year, with over 400 insurance brands across 60 different car insurance products as well as cover for bicycles, motorbikes and home insurance. Recommended by 97% of reviewers on Reviews.co.uk.


This article is intended as generic information only and is not intended to apply to anybody’s specific circumstances, demands or needs. The views expressed are not intended to provide any financial service or to give any recommendation or advice. Products and services are only mentioned for illustrative rather than promotional purposes.

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