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How to check car insurance expiry date


If you’ve lost track of your insurance details don’t fret, there are a few simple steps you can take to find all the information you need about your insurance policy in moments, including how to check a car insurance expiry date.

When does my car insurance expire?

There are a few quick things you can do to check your car insurance expiry date. The most obvious is to check any physical receipts or policy details you may have lying around (you never know what you’ll find in that clutter of paperwork). The date on these can let you know when your car insurance expires.

How do I check my car insurance expiry date online?

A few options for this include:

  • Check your emails. Chances are your provider has sent you e-receipts or policy documents that are still in your inbox.
  • Check the MID. The motor insurance data base (MID) is a very useful tool for checking the insurance status of a vehicle.
  • Bank statements. If you’ve lost the name of your insurer these could give the name of your insurance company on the deductions.
  • Call your insurer directly to check your insurance expiration date.
  • Internet history. This may be a last resort method to check your car insurance expiry date, but you never know what will turn up. 

If you are on an auto-renew policy your coverage will continue and deductions will be taken from your direct debit when the renewal date comes around.

Can I drive when my insurance has expired?

If you find you don’t have insurance you must look into arranging cover before you take your car on the road. You could face a £300 pound fine and 6 penalty points along with your vehicle even getting seized if you are found driving without it. In the UK Third party insurance is the minimum acceptable coverage to legally be able to drive on the road.

What to do when your insurance expires?

If you are on an auto-renewal policy you won’t have to do anything as your insurer will simply send you last year’s pricing so you can see your new premium. if you’ve renewed your policy the last four times in a row, they must send a communication encouraging you to shop around. At Quotezone we believe you are always better off shopping around before your due to auto-renew, it’s the simplest way to save on your insurance. Our state-of-the-art online comparison tool makes it easy for you to find the best deal for you in moments.

At Quotezone, helping people find better deals is important to us. We can help you find the best deals on your car insurance with our panel of dedicated UK specialists. Whether you’re looking for third-partythird-party fire and theft, or comprehensive cover, Quotezone has you covered. We help around 3 million users every year, with over 400 insurance brands across 60 different car insurance products as well as cover for bicycles, motorbikes and home insurance. Recommended by 97% of reviewers on Reviews.co.uk.

This article is intended as generic information only and is not intended to apply to anybody’s specific circumstances, demands or needs. The views expressed are not intended to provide any financial service or to give any recommendation or advice. Products and services are only mentioned for illustrative rather than promotional purposes.

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