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The Right Quotes Across The UK To Insure Hobby Caravans
As the world’s largest caravan manufacturer, Hobby’s reliable range of units makes enjoying your holidays easy.
If you’re after a hassle-free version of the caravan lifestyle, you’ll want to make sure your Hobby is insured. In this guide, we’ll cover what you need to know when it comes to insuring your caravan.
Do you need separate insurance for caravans?
Unlike with cars and other motor vehicles, it is not a legal requirement to insure your caravan in the UK. Still, having specific caravan insurance could save you money in the future, given that you’ll likely be taking it out on public roads and risking damage.
Although car insurance policies vary, most do not take adjoining caravans into consideration. This means road accidents involving your caravan could tally up a large sum without a policy in place. Getting your Hobby insured will also cover your caravan from risks off the road, such as fire and theft.
Can I reduce my Hobby caravan insurance?
Insurers will consider a number of factors when offering you a caravan insurance policy, including your previous driving experience and claims history, along with your caravan’s value and condition.
Taking sensible precautions to secure your caravan may help lower your insurance expenses. This might include wheel clamps, alarms, or fitted GPS trackers.
What type of insurance can I choose for my Hobby caravan?
There are two core types of caravan insurance available: tourer caravan insurance and static caravan insurance. It is likely that your Hobby caravan insurance policy will take shape in the former.
Tourer insurance applies to all caravans that are towed by a vehicle, whereas static caravan insurance is purposely designed for caravans that remain in the same location.
What does caravan insurance protect my Hobby from?
Most caravan insurance policies should protect against the risk of theft, fire, and road damage, as well as any harm caused by the weather.
Generally speaking though, this is the most basic level of cover a provider will offer – some may provide additional levels of protection and amenities, including a replacement unit if your caravan becomes unusable.
What is ‘new for old’ caravan insurance?
‘New for old’ cover simply means that if your caravan is beyond repair, you will receive a new one which matches the value of your old (now defunct) unit. This brand-new caravan might be the exact model you previously owned, or it could be one very similar.
Where can I find Hobby caravan insurance?
You can easily find and compare a range of Hobby caravan insurance quotes online with our easy-to-use comparison tool. We’ll find you a package that offers value for money, for the exact level of cover you require.
Try out Quotezone to see what policies you can secure today.