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Concession Van Insurance – Compare Cheap Quotes
If you’ve secured a good pitch at an amusement park, fair or stadium your concession van has the potential to be a real money-spinner. And since your van is absolutely critical to the success of your concession van business, it would be a wise idea to invest in a topnotch concession van insurance policy.
After all, if your van was ever written off and you were only covered by third party insurance, it’s possible your entire business might have to fold.
Fortunately, Quotezone.co.uk has you covered when it comes to obtaining concession van insurance quotes. Our comparison service for catering van insurance can connect you with a range of concession van insurance specialists, boosting your chances of getting the appropriate insurance at the right price.
Do concession vans have lower insurance premiums than other types of food trucks and catering vans?
A lot depends on your own van’s risk profile, but in some cases concession vans that have a regular pitch for much of the year might benefit from cheaper insurance premiums than a catering van that has to travel far and wide to drum up business.
The reason for that is mileage. Your van’s estimated mileage is one of the risk factors insurance providers take into consideration when calculating your premium, and concession vans with a regular year-round pitch sometimes don’t have to clock up as many miles as other food trucks – particularly if their pitch isn’t too many miles from home.
Of course, mileage is just one of the risk factors insurers consider, so a true comparison is rarely that straightforward.
What other factors are likely to affect the cost of insurance for my concession van?
The make, model, weight, and engine size of your concession van will affect the cost of your insurance, particularly because those characteristics also affect your van’s insurance group.
In addition, the age of your van and your location can all affect your premium, as can the location where the vehicle is parked overnight.
Finally, factors relating to the concession van’s driver will be considered, such as the driver’s age, location, driving record, and No Claims Discount.
Does concession van insurance usually include coverage for my van’s equipment?
Yes, many concession van insurance policies cover the fixtures and fittings of your vehicle as well as the van itself, including your refrigerators, coffee makers, kettles and sandwich makers. Some insurers will provide this as standard, while others charge a nominal cost to add it to your concession van insurance policy.