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DG10 Insurance – Compare Cheap Quotes


If you’ve received a DG10 conviction for driving while under the influence of drugs that conviction will stay on your driving record for 11 years, which means you’re likely to have to pay higher insurance premiums for a very long time.

Of course, that doesn’t mean you shouldn’t shop around for cheap DG10 insurance. In fact, when you need any type of ‘convicted driver insurance’ it’s even more important than usual that you shop around for the best quotes by comparing prices from a wide range of different providers. By doing that you stand a far better chance of finding a suitable DG10 insurance policy at a price that won’t break the bank.

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How will it affect my premium if I already had points on my driving licence prior to my DG10 conviction?

If this new conviction took the total number of penalty points on your licence to 12 or more you would receive a driving ban, because the ‘totting up’ process means receives an automatic TT99 disqualification as soon as they exceed 11 penalty points.

Still, even if you’re below this 12 point threshold when the points you receive for your DG10 conviction are added to your existing penalty points, the cost of your insurance is likely to rise by more than 30% – and possibly much more than that if you’re close to that 12 point limit.

It’s also important to bear in mind that even a minor motoring offence is likely to result in instant disqualification now, given that you’re already close to the TT99 threshold.

What other factors will affect the cost of my DG10 insurance?

It probably goes without saying that your history of motoring convictions isn’t the sole factor insurance providers will use when calculating your convicted car insurance, convicted motorcycle insurance or convicted van insurance premium – a wide range of other variables will go into that calculation too, including your location, age and occupation, as well as the type of vehicle you drive, the age of the vehicle, your estimated mileage and how long you’ve held your licence.

However, motoring convictions are very important risk factors because insurance claims data indicates that drivers with convictions are more likely to be involved in an accident and more likely to claim on their insurance.

How much does DG10 insurance cost, on average?

There’s no universal answer to that, because your DG10 conviction is just one of the variables that go into the insurance premium calculation, and there can also be a significant amount of variation when it comes to that DG10 conviction too.

For example, drivers with DG10 convictions can have their licences endorsed with anywhere from 3 to 11 penalty points for that conviction, depending on the seriousness of the offence. It probably goes without saying that a DG10 conviction that results in 3 penalty points is likely to result in cheaper DG10 insurance than one where you receive the full 11 points.

The simplest way to find out how much DG10 insurance is likely to cost for you is to use our insurance comparison system to compare DG10 insurance quotes from a range of different providers.