Login Menu

Compare Multi Car and Van Insurance Quotes Now

Cheap Multi Car and Van Insurance

  • Quotes from UK insurance providers
  • One short form – save time & money

Policies and deals from industry leading insurance providers, including

Towergate Insurance
Insurance Revolution
Lifestyle Insurance Brokers
Broadsure Insurance
One Call
1st Choice
County Insurance
Nova Insurance
Business Compare
Mayfair Online
The Taxi Insurer
SEIB Insurance Brokers
Plan Insurance
AIB Insurance Bureau
Yellow Jersey Cycle Insurance
Nene Valley Insurance
Insurance 4u Services
Aldium Insurance
1st UK Broking
Birkdale Insurance Group
Lexham Insurance
GoSkippy 4 Business
Bond Lovis
Business Choice Direct
Deeside Insurance Brokers

Looking for cheaper insurance?


Secure & Encrypted

We guarantee your confidence when shopping online by following the latest internet security standards.


Over three million users

Join our ever-growing list of satisfied customers today.


You could save time and money

Get your quotes by filling in one simple form, compare prices, and start saving.


Independent and unbiased service

We aren’t owned by or have any investment from any insurance company.

What people have to say about us

I am very pleased with the insurance deal you got me


Quick and easy to use and also very competitive


4.81/5 from 16 customer reviews

Compare multi car and van fleet insurance – cars, vans, trucks, coaches and more!

Multi car and van insurance can be an essential component to the smooth running of your delivery businesses

For some individual drivers and businesses there may be times when having individual insurance policies for different vehicle types like vans and cars just doesn’t work. Keeping track of renewal prices and dates as well as ensuring that a policy is valid during a particular time period could be particularly tricky especially if there are several vans or cars to look after. The drivers could also change more frequently than on a single policy too so having flexibility around adding or removing different drivers could also be important.

In an ideal world it could be easier for multi car or van owners if they could be insured under one policy. Cheap multi car and van insurance might not be possible but it could be more achievable if searching online using a comparison service. To compare policies could make it easier to find the right policy at the right price for a particular circumstance. Choosing from a range of quotes rather than contacting insurance companies one by one may be much more convenient.

Whether multi van and car insurance is cheaper or not could depend on the circumstances but it could save time to compare policies all together. Getting a range of cheap multi car and van insurance quotes could be possible by entering just a few basic details about the vehicles and insurance needs. Searching online to find a good deal on multi car and van insurance could be done at the policy holders convenience and at a place to suit them too. Researching what might be available online, including any additional insurance add-ons such as breakdown cover or key cover could enable time and money to be save further down the line.

UK multi van and car insurance could be found this way and may be much faster than traditional methods of purchasing insurance cover.

How much is Multi Car and Van Insurance?

This is a common question for many potential policy holders and understandably so. In short the exact cost of your fleet insurance is unique to you and your business. The more vehicles you have in your fleet the more you can expect to pay, as insuring all these vehicles will naturally be a greater risk. The type of vehicles you are wishing to insure will also naturally impact the pricing of your premiums. For example a truck is a more expensive vehicle than a motorbike, so damages to a truck will cost your insurer more to cover should you be involved in an accident. The vehicles in a fleet insurance policy do not need to only be cars and vans however, you can mix fleet vehicles with virtually all standard fleet insurance policies

Another important influence on the price of your fleet insurance is the nature of your business operations. Some industries are considered more high risk than others and so your premiums will be adjusted to reflect this. The driving history of each driver in your fleet will also be assessed, so hiring those with clean driving records is also recommended. Remember to check all relevant documents of potential drivers as well as assessing their driving were possible so you can rest assured your employees will not risk your business making a claim. Claims on a fleet insurance policy will lead to an increase in your premiums so minimising your risk factors is paramount.

Due to these unique factors, any average fleet insurance cost can be unrepresentative of what you may pay for your fleet insurance, as the average will most likely not reflect your unique risk profile.

The best way of getting an exact cost for how much you can expect to pay on your fleet insurance policy is by comparing multiple quotes from different providers. This will give you a strong indication of the range of prices at which you will be able to secure the cover you need.

How can I get cheaper multi car and van Insurance?

There are a number of practical steps that can be taken to reduce your premiums for Multi Car and Van Insurance. Some of these are fairly universal for most automotive insurance policies and some are more targeted. Here is our guide to practical steps you can take today to keep your future premiums down:

  1. Insuring named drivers rather than opting for an ‘any driver’ policy – If you are running a commercial fleet, ‘Any driver’ fleet insurance policies offer a lot more flexibility, but they’re also riskier from an insurer’s point of view which means the premium will be higher.
  2. Only insuring drivers that are over the age of 25 – Younger drivers on a fleet insurance policy will almost certainly push the premium up. This is due to younger drivers being viewed as a greater risk as a result of less driving experience. Data from Brake, the road safety charity, has revealed that drivers under the age of 20 are 33% more likely to be killed in a car accident than someone in their 40s or 50s.
  3. Only insuring drivers that have clean driving records – It probably goes without saying that riskier drivers are likely to increase the cost of your fleet insurance.
  4. Paying for your fleet insurance annually rather than monthly – Monthly payment plans tend to incur interest and admin fees, which means you’ll pay more for your fleet insurance if you opt to pay month
  5. Employ experienced drivers that have a clean driving history – Insurers can raise premiums if they believe the employees operating your insured fleet vehicles are higher risk. This will be reflected in previous driving convictions and penalty points.
  6. Avoid modifications – Quotezone.co.uk has found that modifying your fleet vehicles can push up your premiums considerably. If your modifications are also illegal, such as tinted windows and noisy exhausts, you will void your insurance coverage and be left out of pocket.
  7. Avoid branding – Branding on your fleet vehicles can be classed as a modification by some insurers and may even void your insurance if not properly declared. Data from Quotezone.co.uk has revealed that vehicles with additional signage and branding can change a vehicles risk profile in the eyes of insurers. To find out more follow our article on how branding could void insurance.
  8. Don’t let your policy auto-renew – Although it may be convenient, our data shows there is virtually no additional benefit to letting your fleet insurance simply auto-renew. Even though a new law passed in January 2022 forces insurers to offer all eligible customers the same deals, we found that your chances of finding cheaper policies almost always increase when comparing multiple providers.
  9. Keep your vehicles in a secure location – This may seem obvious, but the more secure your fleet is when not in use the cheaper your premiums will be. Having the vehicles of your fleet behind closed fencing or even better with enclosed hangar installations can dramatically reduce instances of theft and break in.
  10. Opt for greater excess – This is a very practical way of keeping your premiums low as the higher excess your elect to the pay, the greater your insurer will usually be willing to reduce your premiums.
  11. Train your drivers – Many employers deploy training programs to keep their drivers skills sharp and reduce the chances of getting into an accident. Making a claim is the easiest way to dramatically increase your premiums so investing in driving safety courses and experienced drivers is highly recommended if you use your fleet for commercial purposes.
Are there any other features I should think about adding to my policy?

Insurers will usually give you add on options to your fleet policy.

Although adding extra forms of coverage for your vans and cars will increase your premiums, it’s vital that your policy covers all your needs. This is especially true if you are operating a business so while cheap fleet van insurance might look appealing, remember that it might not give your vehicles or business all the protection it needs.

For total peace of mind when it comes to your fleets coverage, consider the following:

  • Breakdown cover – This can prove invaluable if you find yourself needing roadside recovery in a hurry.
  • Goods in transit (GIT) – This covers goods in your van and cars while you’re out and about making deliveries.
  • Hire and reward – Hire and reward will cover goods that don’t belong to you while they are in transit – for example if you run a courier business. It’s slightly different to goods in transit but sometimes comes with GIT cover, so if you need it check whether or not it’s included.
  • Carriage of own goods – This covers your own equipment or tools kept in your van. Like hire and reward, it’s a type of GIT insurance so make sure it’s part of your policy if you need it.
  • Employers’ liability – if you employ anyone (even part-time or casual) you’ll need this by law. It covers costs if staff are injured or become sick because of work.
  • Public liability – pays legal fees and compensation if a member of the public has an injury or property damaged and blames your business. For example if you left tools or equipment outside your van and they tripped and broke their arm.
What type of vans and cars can I include in my fleet insurance?

In most cases you’ll be able to include a range of different types of vans and cars under a single fleet van insurance policy – for example:

  • Pick-ups
  • Tipper vans
  • Single or double cab vans
  • Light commercial vehicles (LCV)
  • Standard commercial cars
  • 4x4s
  • Trailers (Can usually be added)

While most policies cover a wide range of van and car types, you should always double check what exactly is covered under your policy. Heavily modified vans or HGVs are likely to need a specialist policy due to their weight class and increased risk profile due to repair/replacement costs etc.

Why should I choose fleet vehicle insurance?

Fleet insurance doesn’t just save you time, it can make admin less of a chore. Having all your vehicles on a single policy means you only have one insurer to deal with, one renewal date to remember and one premium to pay.

As the old saying goes ‘time is money’ and businesses are not fond of spending money wastefully. With a fleet insurance policy you can consolidate the vehicles of your fleet into one policy. This means your business admin team will not have to spend time on managing individual vehicle insurance policies for your fleet, each with their own renewal dates and premiums. If you have a large number of vehicles in your fleet it’s easy to see how this can quickly become a headache to track and you might well end up missing payments. Due to this many businesses operating fleets will opt for a fleet insurance policy due to the convenience they offer as opposed to insuring each vehicle individually.

Many might assume that fleet insurance premiums will be more expensive than insuring each fleet vehicle individually due to the convenience.  Surprisingly to many however, fleet policies can ultimately end up saving you money as most insurers will offer a discount for each additional vehicle you add to the fleet insurance policy.

Bear in mind though, even if you’ve only got a small fleet it’s still worth comparing separate quotes for each vehicle, just to be sure that two or three individual insurance policies don’t work out cheaper than a single fleet insurance policy.

Can Quotezone.co.uk help me get cheaper fleet insurance?

At Quotezone.co.uk, we are insurance comparison experts. We help motorists find cheaper insurance by connecting them to quotes from a large panel of UK based specialist providers. This increases your chances of finding the cheapest fleet insurance policies, as you will have a greater selection of fleet insurance quotes to compare simply by filling in one quick form. By filling in a quick form with your fleet details we can offer you quotes from top UK based insurance providers so you can start comparing in moments.