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California Holiday Home Insurance

Owning a holiday home in California gives you the opportunity to have a reasonably cheap holiday as and when you fancy. You also have the opportunity to rent out your holiday home on a weekly basis to paying guests, bring you in extra income. Here at Quotezone, we could help find you a cheap quote to best suit your insurance requirements. We compare policies from our panel of UK insurance providers.

Are there any special requirements for insurance on a California holiday home?

You should always research the area where you propose to purchase your second home or holiday home. California has a large coastal region which can be susceptible to some harsh weather conditions. There is also the fault line which causes periodic earthquakes. This can make your insurance a little higher than you might hope, but it can still be possible to find a cheap quote without compromising your coverage.

There is also a difference between insurance for a house and insurance for a condo. If you buy a condo or co-op property, your bank may require proof of insurance. The building is classified as shared occupancy and you may have added expenses of basements, boilers, elevators and roof insurance in case the weather or fire damages the property.

Is Quotezone in the UK?

Quotezone is basaed in Belfast, Northern Ireland and we are regulated under the FCA.