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Is Holiday log cabin insurance more expensive?
Holiday home insurance for your log cabin can mean a greater peace of mind. Log cabins are a special kind of property, and need the appropriate holiday home insurance. If you rent out your log cabin, you may also need to consider holiday let insurance.
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As it can be more expensive to insure a log cabin, it pays to always hunt around for the best quote. That’s where Quotezone can help!
Why Is it more expensive to insure a log cabin?
Buildings made from timber are considered non-standard. They may be more vulnerable to fire or flooding. This can increase the cost of holiday home insurance for a log cabin.
Can I get regular home insurance for my log cabin?
No. Standard home insurance does not cover properties that are left empty for more than 30 days at a time. Empty properties are considered to have a higher risk of theft, vandalism, fire, or other damage.
Log cabins are not standard construction. You’ll need a provider that insures timber buildings.
Can I insure my log cabin abroad?
Yes, depending on where your log cabin is. You can look at specialist insurers, such as insurance for holiday homes in Ireland or French holiday home insurance. You can find a range of UK insurers that provide log cabin insurance with our comparison tool.
Do I need public liability insurance for a log cabin?
Not usually, unless you rent out the log cabin for holiday lets. A member of the public may have an accident in your cabin and public liability insurance will help protect you.
How long can I leave my log cabin empty?
This depends on the policy. Some insurance policies will allow the property to be empty for 90 days at a time. Other policies may have fewer limits.
What can I add to my log cabin insurance?
Like most types of property insurance, you can usually add more cover. This may include contents cover to protect the items in your log cabin, or cover for accidental damage.
Do I need employers’ liability insurance for my log cabin?
Employers’ liability insurance covers any staff working for you at the log cabin. You’ll need this if you employ people to look after your log cabin.