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Cheap School Minibus Insurance
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What is school minibus insurance?
School minibus insurance is a specialised minibus insurance that specifically covers the risks involved in transporting school students by bus. This type of policy can provide protection for the driver, the passengers, third parties, and the vehicle itself. Some policies may include cover for breakdowns and legal expenses too. They’re not all the same, so it’s important to shop around. This insurance is an essential safeguard for any school using a minibus for school activities.
Who needs school minibus insurance?
To ensure proper coverage and compliance with the law, anyone using a minibus to transport school children, staff, or equipment needs school minibus insurance. The following situations may also apply:
State and private schools.
Colleges, academies and learning centres.
Local authorities or councils.
Charities and youth organisations.
After-school clubs or church youth groups.
Contracted minibus operators.
Hire companies that supply minibuses and drivers.
What does school minibus insurance cover?
That depends on the level of cover chosen and any additional extras or special features added. You’ll have the same core coverage options of comprehensive, third party only, or third party, fire and theft. Other coverage options are more unique to school minibus insurance.
Multiple drivers
You can arrange for multiple drivers to be covered, as long as they are approved and qualified.
Wheelchair accessible vehicles
Cover is usually available for modified minibuses adapted for wheelchair users.
Fleet policies
If your school or organisation operates multiple minibuses, it’s possible to get a fleet school minibus insurance policy. It simplifies the management of your vehicles’ insurance under one policy and can potentially be cheaper than having individual policies for each vehicle.
Non-fare paying passengers
These policies are designed for non-commercial use, unlike other Public Service Vehicles (PSVs).
How much does school minibus insurance cost?
The cost of minibus insurance can vary widely depending on a number of key cost factors.
The value of the minibus
The drivers’ ages
The drivers’ driving histories
Number of vehicles
Number of drivers
Number of seats in the vehicle
Any vehicle modifications
Annual mileage
Location of the school
Level of cover chosen
Security features of the minibus
Where it’s stored at night
How can I get a quote?
If you fill out the simple form on our website, you’ll get quick and easy access to multiple school minibus insurance quotes. We recommend comparing multiple quotes. In doing so, you’ll stand a much better chance of finding cheap school minibus insurance.
Insurance for a school minibus FAQs
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