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Cheap Timber Frame Home Insurance

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Timber Frame Home Insurance

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Cheap Timber Frame Home Insurance

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For home insurance purposes, some people’s homes fall into the category of non standard builds. These properties are those that are built differently to the common or garden brick and mortar houses that are most common in the UK. One such property is the timber framed house. Timber framed houses are common in countries such as the USA, but in the UK they make up approximately 8% of our housing stock. While these properties are arguably just as structurally sound as regular houses, some insurers won’t offer insurance policies on such homes and instead owners have to seek out specialist timber frame home insurance.

There is no evidence to suggest that a timber framed property is any more prone to structural damage than a regular house, nor do they pose more of a fire hazard. However, insurers are still reluctant to insure these properties, which is why you may require timber framed house insurance if you have bought such a home.

Buying timber frame house insurance

Timber frame homes can have plenty of advantages, especially when it comes to sustainability and environmental credentials, and timber framed properties can be very energy efficient. However, when it comes to getting home insurance, they can be problematic, but obtaining timber frame home insurance doesn’t have to be difficult.

If you require timber frame house insurance, it may be a good idea to search for cheap quotes online. The cost of timber frame home insurance will vary between different insurance providers. In addition, all sorts of things can affect the price, such as the age of the property or if the timber frame has suffered any damage, such as rot or damp; a structural engineer will be able to advise you of this. To get started with Quotezone today, simply fill in our one step online form and a member of our panel of UK insurance providers will get in touch with you directly to discuss your insurance requirements.

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