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Isuzu Lorry Insurance

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Compare Cheap Insurance for an Isuzu Lorry

What is Isuzu Lorry Insurance?

Isuzu lorry insurance is a specialised insurance designed to cover Isuzu vehicles. These lorries are available in a range of sizes and weight classes, classified as either standard lorries or HGVs. This insurance ensures your Isuzu is protected according to its specific needs and usage.

What does insurance for an Isuzu lorry cover?

You can choose from different levels of protection depending on your specific needs. Most policies are designed to cover a broad range of risks, both on and off the road. Generally, there are three levels of coverage to choose from.  

Isuzu Lorry Cover Options

  • Third party only – this is the minimum legal requirement and only covers injury or property damage to third parties.
  • Third party, fire, and theft – this level covers third party liabilities, as well as damage or loss from fire and theft.
  • Comprehensive – the highest level of coverage that includes damage to your lorry. Policies can vary in what they include at this level. However, extras like breakdown cover, windscreen repair, and legal expenses may be automatically included.

Additional Coverage Options

If you’ve chosen a basic core level, you can fill some gaps with additional coverage.

  • Goods in transit insurance
  • Haulage protection
  • Additional drivers
  • Any driver cover
  • Breakdown cover
  • European cover
  • Legal expenses cover
  • Personal accident cover

How much does Isuzu Lorry Insurance cost?

There is no fixed price for truck insurance. The cost is determined by several factors.

Lorry model and value

Usage

Driver details

Claims history

Security features

Level of cover

Excess amount

The insurer you choose

How to get an Isuzu Lorry Insurance quote

If you’re looking for an Isuzu lorry insurance quote, simply fill in the form on our website. We’ll match your needs to multiple reputable insurers. They will contact you with quotes tailored to your needs.

Isuzu Insurance FAQs

How can I find the cheapest Isuzu lorry insurance deal?

There are several things you can do to get potentially cheaper insurance quotes.

  • Compare Isuzu lorry insurance deals from multiple insurers. This increases your odds of finding the cheapest option.
  • Tailor your cover and only pay for what you need.
  • Increasing your security features often leads to discounts.
  • Keep a claims-free record.
  • Opt for a higher excess in the event of a claim. This typically reduces premiums.
  • Pay annually instead of monthly to avoid additional interest and administration charges.

What is not covered on an Isuzu lorry insurance policy?

Policies can differ from insurer to insurer. It’s important to carefully read the small print to know when you won’t be covered. Several situations and types of damage are typically excluded from these policies.

  • Mechanical and electrical failure, as well as wear and tear.
  • Operating outside of your geographical limits.
  • Contractual liability.
  • Uninsured or undeclared use.
  • Driving under the influence or driving without a valid license.
  • Losses resulting from illegal acts or civil or nuclear war.

Can I tailor my Isuzu policy to suit my needs?

Yes, absolutely. Once you’ve chosen your core level of coverage, you can add any additional coverage to suit your needs. It’s important to specify your business activities clearly, as well as the type of goods you transport. This way, you can get a policy that’s tailored to your risks.

How quickly can I get an Isuzu lorry quote?

You can get a quote for your truck within minutes of filling out our online form. We’ll pass your requirements to multiple insurers who will contact you with relevant quotes.

What types of lorries can be covered?

Isuzu lorry insurance can cover a range of Isuzu vehicles within a certain weight and class. This could include the 3.5 tonne, lightweight commercial vehicles, through to 7.5 tonne and above, heavy-duty, HGVs.

Do I need specialist coverage for haulage or own goods?

You’ll need specialist “haulage” insurance if you are paid to transport goods that belong to other people or businesses. Haulage insurance is tailored to the higher risks and legal requirements of carrying goods for others on a commercial basis. 

If you’re transporting your own goods, you still need additional cover, because standard insurance won’t cover business assets. For this, you’ll need “own goods” coverage.

Page last reviewed on 22nd July 2025 

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