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Compare Budget Van Insurance Quotes from UK Providers
If you’ve been driving a van for some time it probably won’t come as much of a surprise to discover that van insurance can sometimes cost significantly more than car insurance. Many vans have larger engines than your average car, and they often weigh considerably more well, and those two factors can contribute to higher van insurance premiums.
Still, if you’re determined to keep your premium as low as possible it is often possible to hunt down the more budget van insurance policies if you’re prepared to shop around for the cheapest quotes. By using Quotezone.co.uk’s van insurance comparison service you’ll be able to compare quotes from up to 60 insurance providers in a matter of minutes, making it more likely that you’ll find the right van insurance to suit your budget.
How to find budget van insurance quotes
How do I go about finding budget van insurance quotes?
First and foremost, if price is a major consideration you should compare policies from a wide range of van insurance providers rather than accepting your existing provider’s renewal quote.
Renewal quotes are often much more expensive than the premium you might be offered by an insurer you haven’t used before, since some van insurance companies offer van insurance discounts to new policyholders.
Opting for a third-party only van insurance policy instead of a fully-comp policy can sometimes lower your premium a little too, although this isn’t always in the case. In fact, sometimes fully-comp van insurance is actually cheaper than third-party, so it’s worth comparing quotes for both.
Some van insurance companies might also offer telematics van insurance, which could be a cheaper option for van drivers on a tight budget.
Is it true commercial signage or vehicle wraps on my van will make it harder to find budget van insurance?
Yes, many van insurance companies will class signage or a vehicle wrap as a modification, which means you’d need modified van insurance instead of standard van insurance.
Modified van insurance is usually more expensive, so if you have signage or a vehicle wrap this does mean you might find it harder to find budget van insurance.
Does van insurance cover my tools?
Some policies may include tool cover as standard, but in most cases it won’t be the budget van insurance policies that offer this policy feature.
Of course, you could opt for a budget van insurance policy and then add tool cover as an add-on, or even take out a standalone tool cover policy in addition to your budget van insurance.