Motorcycle Fleet Insurance
Motorcycle Rental Fleet Insurance
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What is motorcycle fleet insurance?
This type of fleet policy is designed for those who need to insure multiple motorbikes. It is available for businesses or those who rent out a fleet of motorcycles. This insurance means you can avoid taking out individual policies for each motorbike. Instead you get a blanket policy covering multiple bikes, regardless of size or make. This streamlines your policy management and could also save you money by covering all your assets in a single policy.
Why choose fleet motorcycle insurance?
Choosing a motorcycle fleet policy is smart because it simplifies your administrative tasks. You’ll have a single policy, with one renewal date. This reduces the risk of missing a renewal that could expose your vehicles to being uninsured. Also, these policies are designed to be flexible. You can easily make changes as the fleet or riders change without putting your business at risk. It can also be cheaper to take out a fleet policy as insurers often reward you for insuring multiple vehicles.
Who needs motorcycle fleet insurance?
There are multiple scenarios or business types that could benefit from this insurance. Depending on your business functions, this might need to include specialist coverage, like courier, or driving school insurance. When you get quotes from experienced insurers, they can talk you through your needs.
Motorcycle enthusiast
Motorcycle rental company
Delivery or courier service
Business with staff motorcycles
Motorcycle dealership or trader
Motorcycle training centre
What does motorcycle fleet insurance cover?
Like most other vehicle insurance policies, there are three levels of fleet motorcycle insurance to choose from.
Third party only
This level is a legal requirement in the UK. It only covers injury or property damage to third parties. Your motorcycles and riders will not be covered by third-party insurance (TPO).
Third party, fire, and theft
This covers the minimum legal insurance requirement, as well as damage or loss through fire or theft. It offers slightly more protection than TPO, but it’s still limited.
Comprehensive
Comprehensive insurance is the highest level of coverage. You’ll be covered for third party, fire and theft, as well as accidental damage to your motorcycles.
Optional extras
It can be cheaper to bundle multiple insurances into one policy. To further protect your business, you can include add-ons like employers’ and public liability insurance, legal expense cover, or EU cover.
What impacts the cost of motorcycle rental fleet insurance?
Insurers assess the overall risk profile of the insured individual or business. A number of factors come into play when they calculate your premiums.
Fleet size
Motorcycle types
Usage
Rider profiles
Location
Security
Level of cover
Claims history
How can I get a motorcycle fleet insurance quote?
It can be quick and easy to get a quote when you fill out a simple form on our website. We’ll put you in touch with experienced insurers. Depending on the complexity of your needs, you should be contacted with multiple quotes within minutes.
Fleet Motorcycle Insurance FAQs
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Page last reviewed on 20th July 2025
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Easy application and appropriate cover
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United Kingdom
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United States
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