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Motorcycle Fleet Insurance

Motorcycle Rental Fleet Insurance

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Policies and deals from industry leading insurance providers, including

Wrightsure
One Answer
Insurance Revolution
Broadsure Insurance
One Call
Business Choice Direct
Nova Insurance
Business Compare
Plan Insurance
Yellow Jersey Cycle Insurance
Coversure Insurance Services
Insurance Revolution
Lifestyle Insurance Brokers
Gauntlet Group
Howden
1st UK Broking
SEP Insurance
Rowett Insurance
Konsileo
Quote Co
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Compare Cheap Motorcycle Fleet Insurance

What is motorcycle fleet insurance?

This type of fleet policy is designed for those who need to insure multiple motorbikes. It is available for businesses or those who rent out a fleet of motorcycles. This insurance means you can avoid taking out individual policies for each motorbike. Instead you get a blanket policy covering multiple bikes, regardless of size or make. This streamlines your policy management and could also save you money by covering all your assets in a single policy.

Why choose fleet motorcycle insurance?

Choosing a motorcycle fleet policy is smart because it simplifies your administrative tasks. You’ll have a single policy, with one renewal date. This reduces the risk of missing a renewal that could expose your vehicles to being uninsured. Also, these policies are designed to be flexible. You can easily make changes as the fleet or riders change without putting your business at risk. It can also be cheaper to take out a fleet policy as insurers often reward you for insuring multiple vehicles.

Who needs motorcycle fleet insurance?

There are multiple scenarios or business types that could benefit from this insurance. Depending on your business functions, this might need to include specialist coverage, like courier, or driving school insurance. When you get quotes from experienced insurers, they can talk you through your needs. 

Motorcycle enthusiast

Motorcycle rental company

Delivery or courier service

Business with staff motorcycles

Motorcycle dealership or trader

Motorcycle training centre

What does motorcycle fleet insurance cover?

Like most other vehicle insurance policies, there are three levels of fleet motorcycle insurance to choose from.

Third party only

This level is a legal requirement in the UK. It only covers injury or property damage to third parties. Your motorcycles and riders will not be covered by third-party insurance (TPO).

Third party, fire, and theft

This covers the minimum legal insurance requirement, as well as damage or loss through fire or theft. It offers slightly more protection than TPO, but it’s still limited.

Comprehensive

Comprehensive insurance is the highest level of coverage. You’ll be covered for third party, fire and theft, as well as accidental damage to your motorcycles.

Optional extras

It can be cheaper to bundle multiple insurances into one policy. To further protect your business, you can include add-ons like employers’ and public liability insurance, legal expense cover, or EU cover. 

What impacts the cost of motorcycle rental fleet insurance?

Insurers assess the overall risk profile of the insured individual or business. A number of factors come into play when they calculate your premiums.

Fleet size

Motorcycle types

Usage

Rider profiles

Location

Security

Level of cover

Claims history

How can I get a motorcycle fleet insurance quote?

It can be quick and easy to get a quote when you fill out a simple form on our website. We’ll put you in touch with experienced insurers. Depending on the complexity of your needs, you should be contacted with multiple quotes within minutes.

Fleet Motorcycle Insurance FAQs

How can I find the cheapest motorcycle fleet insurance deal?

f you have a large fleet of motorcycles or run a high-risk business, it may be difficult to find cheap insurance. It is important to compare multiple quotes. This increases your odds of finding cheaper insurance. Other options include:

  • Opting for cheaper motorcycles
  • Choosing your riders carefully
  • Increasing the security of your vehicles
  • Keeping a clean claims history

What documents do I need to get a quote?

You’ll need information about your vehicles. This includes registration number, make, model, engine size, and weight class. Security features, too. You’ll need proof of ownership, address, and disclosure of the nature of your business if applicable. Rider details and driving history will also be required. Some insurers may want additional information and documentation, especially for larger fleets.

Can I insure different types of motorcycles in one fleet policy?

Yes. That’s a key feature of this type of policy. Most insurers allow you to insure different types of motorcycles under one policy, regardless of make, model or usage.  Some insurers may have limits on the number of motorcycles you can insure or the type. That’s why it’s important to shop around.

Is food delivery or rental motorcycle fleet insurance available?

Yes, absolutely. You can get specialised food motorcycle fleet insurance or delivery motorcycle fleet insurance, depending on the type of business you run. Usually, it’s possible to tailor your policy to cover the unique risks that you face.

How quickly can I get an insurance quote?

That depends on the size of your fleet. If you have a large fleet with high-value or specialised vehicles, it may take slightly longer. Insurers will want to get the details just right to offer you the appropriate protection. For straightforward fleets, you could have quotes within minutes of submitting your information on our website.

Page last reviewed on 20th July 2025 

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Easy application and appropriate cover

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United Kingdom

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United States

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