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BMW Car Insurance

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BMW car insurance

If you own a BMW, or simply have your eye on one, you’ll want to make sure it is protected. A BMW is an investment, and the best way to protect your property is to take out an insurance policy. This ensures you can spend your time motoring and not worrying about your car. 

Use our free, simple service to find the best cheap BMW car insurance quotes. That way, all you need to worry about is where to take your next road trip. Discover what to look out for when choosing BMW insurance below…

Why is BMW insurance important?

We all know it’s a legal requirement for UK motorists to have a valid insurance policy. But, when you’re looking for BMW insurance, it pays to find the right cover for you and your car. Whatever type of policy you are looking for, taking the time to ensure you’re getting the best policy at the best possible price is important. 

Is BMW insurance expensive?

The cost of BMW insurance depends upon many factors. The model of the car and also how much cover you require will make a difference to the cost of your car insurance as well. As a luxury car, BMW insurance can be higher than other car brands. This is due to the parts costing more to replace, and often specialist repair work is needed to keep your car running as smoothly as you’d expect from a BMW. 

By investing in the right insurance cover, you’re also investing in the future of your car and ensuring it’s on the right track to becoming a coveted vintage motor down the line. 

What will BMW insurance cover?

It depends on what type of cover you opt for. The only legal requirement is that your insurance policy covers damage to other people, their vehicles, or property. This is known as third party cover. However, BMW owners will understand that you have to pay for quality.

As with your car, if you want something that covers all the extra features, you’ll need a more extensive insurance policy. The common insurance policies are third party only cover, third party fire and theft, and finally, fully comprehensive. 

Is fully comprehensive cover better?

A fully comprehensive policy offers everything you need. It means that your car is fully covered and will be repaired or replaced in the event of damage or theft, no matter the cause. Basically, fully comp insurance is the crème de la crème of insurance, and the best policy to choose to fully protect your BMW. 

How do I apply for BMW Insurance?

As with all types of insurance, do your research before entering into a policy. Consider which policy is best for your BMW and budget. Want to take the hard work out of comparing quotes?

Enter your details now for a fast, free, easy to use comparison of over 110 UK insurance providers.

*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.