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Ferrari GTC4Lusso Insurance

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Looking to insure a Ferrari GTC4Lusso?


The Ferrari GTC4Lusso is perhaps best recognised for being one of a few Ferrari vehicles that are primarily available in colours other than the brand’s well known red. A beautiful car, the GTC4Lusso is a 3-door shooting-brake coupe with all-wheel drive, powered by a front-mid mounted V12 engine. This impressive engine has a 0-100 km/h acceleration of just 3.4 seconds.

The Ferrari GTC4Lusso is a very special car – and those looking to insure one will understand that they need nothing but the best in protection.

Can I insure my Ferrari GTC4Lusso car directly with the manufacturer?

At present, Ferrari do not offer their own insurance products and so you cannot insure a Ferrari GTC4Lusso directly with them. However, if you have purchased your Ferrari GTC4Lusso directly from a dealership, you may be able to buy extended warranty cover and/or servicing packages. Please note, these products do not provide the sufficient legal protection required to drive on public roads, so full car insurance will still be required.

What insurance groups cover Ferrari GTC4Lusso cars?

As with almost all Ferrari vehicles, the Ferrari GTC4Lusso is considered a luxury supercar and so is rated in insurance groups 48-50. Insurance groups are categories of perceived risk taken into account by insurers in dictating their insurance premium price points, with 1 being the lowest risk and therefore the cheapest, and 50 being the highest risk, and therefore the most expensive. Insurance groups are just one factor considered by insurance companies in the setting of their prices and policy levels.

Is it expensive to insure Ferrari GTC4Lusso cars?

There’s no two ways about it: yes! Ferraris are exceedingly impressive supercars, beloved the world over for their style, speed and performance – and their insurance prices and cover levels reflect this.

Is it best to pay for separate breakdown cover on my Ferrari GTC4Lusso?

Breakdown cover is included as standard by some insurance companies. If this is the case, it will be noted on the Quotezone.co.uk comparison results page. If it is not included, breakdown cover is definitely recommended for your peace of mind and can be purchased separately from a specialist provider.

If I insure my Ferrari GTC4Lusso, how long will the policy be?

Most car insurance policies are valid for a full year, with premiums payable either monthly or in one lump sum. However, shorter term policies may be available upon enquiry. It is worth noting that short term insurance policies are not always any cheaper nor do they necessarily provide better value, and so a full year’s policy may be preferable.