Lexus Car Insurance
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Lexus Car Insurance
Find the cheapest Lexus car insurance quotes from across the UK
Whichever model you own or are looking to buy, you’ll want to protect your Lexus. Car insurance varies between providers in cost, additional cover and features, but our independent service can help you find the cheapest quotes quickly. Read on to discover how to choose the best policy for you.
Are Lexus cars expensive to insure?
Lexus is a higher end car brand and is the luxury division of Toyota. Being more luxurious, Lexus car insurance quotes can cost more than lower-priced vehicles, but the cost of policies will depend on individual providers. Although more luxurious, there are also a couple of factors which can reduce the cost of the brand’s cars: Lexus has excellent safety ratings and Lexus cars aren’t considered at high risk of theft.
What type of cover do I need?
Regardless of the Lexus car insurance you opt for, as a legal minimum you will need a third-party policy. The other main option when looking for an insurance quote is comprehensive cover. Comprehensive motor insurance includes greater protection and can also help to cover you against the cost of accidental damage.
Some providers can also offer additional features, like breakdown cover, legal assistance, and courtesy cars. These can add to the cost of a policy but may provide added security.
How much will I save by comparing quotes?
Absolutely. Research has shown that the average driver can save up to £200 when comparing policies, but there isn’t an exact amount that you will save. Our service can help you to find the cheapest Lexus car insurance quotes from over 100 providers. It is then best to consider the type of cover and any extra features you may need.
What are excesses?
Excesses are the amount you need to pay yourself before any insurer pays out to cover a claim. To keep your insurance premium down you can pay a higher excess, but this could be a couple of hundred pounds. Bear in mind that while your insurance may be cheaper, you will need to have more money available to cover costs. As Lexus cars are more expensive than some brands, repair costs will prove more expensive too. Because of that you may want your Lexus car insurance to provide more protection.
Are there ways to reduce my quote?
There are several ways you can reduce the cost of your Lexus car insurance policy. For example, you can:
- Agree to pay higher excesses
- Limiting your mileage
- Ensure you have only the cover you need
- Bolster the security of your vehicle
As you go to accept any offer, it is likely that you will be offered the option of additional cover. Do consider whether you really need or want it, as it can push costs up – or save you money in the long-term.
*51% of consumers could save £490.26 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2023 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.