Mini Roadster insurance 

Insure your Mini Roadster and protect you and your vehicle

Fun, bold and full of character, the Mini Roadster might be a convertible but it’s still practical and functional. Featuring a solid body and powerful engine, it’s a popular city car for drivers of all ages.

If you’re looking for Mini Roadster insurance, you’ll be pleased to know that there are a variety of policies for new and experienced drivers alike. Choose from basic cover to premium protection as well as a few additional extras, and drive away with peace of mind. Compare policies today and find the best deal for your Mini Roadster.

Are Mini convertibles more expensive to insure?

Typically, convertibles are more expensive to insure compared to coupes, hatchbacks or saloons. However, Minis are regarded as being relatively cheap to insure as a whole.

Are two-seaters cheaper to insure?

Cars that only have two doors and two seats are usually more expensive to insure. This is because they tend to be classed as sports cars which insurance providers believe are more likely to be stolen or involved in an accident. Statistically, two-door cars are more frequently driven by younger drivers who are more likely to take risks which is the reason for the increase in rates. 

How expensive are Minis to insure?

Insurance groups rate vehicles on the average cost to insure them. Cars in group 1 have the cheapest rates, while vehicles in group 50 have the most expensive. Minis can be found in groups 11-33 meaning that, for a basic model, insurance is relatively affordable. This can vary though, depending on the model and specification.

What is the minimum level of car insurance that I should get?

Every driver in the UK is legally required to have third party insurance which covers other people, their cars and property from damage. The next level of protection is third party, fire and theft which includes this and cover for if your car is stolen or damaged. Finally, the highest level of car insurance is fully comprehensive. This includes all of the above as well as any damage to your car. You can also get policy add-ons for personal accidents, key loss, vandalism and more.   

Can I reduce my Mini Roadster insurance?

Comparing Mini Roadster insurance quotes is the easiest way to find a good deal. However, there are also a few strategies that can bring the price down. These include adding a more experienced driver to the policy, reducing your annual miles or parking on a drive or in a locked garage overnight. 

Why is it cheaper to insure an older car?

Cars lose their value as they age which means the potential payout after an accident also decreases. For this reason, car insurance for older cars is usually less.

Does age affect Mini Roadster car insurance? 

Drivers between the ages of 40-50 usually have the cheapest rates of insurance, while those aged 18-24 have the highest. This is because auto premiums reduce after 25.