Caravan Site Insurance
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Caravan Site insurance Quotezone.co.uk
The allure of caravan sites is that no two are the same. They offer the tourist a unique experience and range of amenities and entertainment opportunities. You will want to protect your business whilst opening your doors to your campers in a welcoming way. At Quotezone, we understand that striking that balance is not always easy. Read on as we answer the questions you may have about your caravan site insurance.
What is caravan site insurance?
Caravan insurance works the same way as any other insurance product. It is there to offer financial and personal assistance to the policy holder in the event of an accident, theft or damage caused by fire, flood or storms. Given the broad range of facilities found on caravan sites, you are going to require a tailor-made product. Add this to the diversity of business activities offered and you will want to do all you can to protect your business against any risk.
What is public liability insurance?
Public liability is an extremely important part of caravan site insurance. Should a member of the public injure themselves on site and pursue you for compensation, this arm of your policy will protect you. Public liability will pay the costs involved in your defence and should you be required to pay out compensation, your insurance should cover this.
What is employer’s liability insurance?
If a member of staff is injured whilst working, your employer liability insurance will work in the same way as the public liability.
Do I need protection against property damage on my caravan site insurance?
Property damage cover insures your buildings, contents and equipment against unforeseen events.
What is business interruption insurance, and do I need it on campsite insurance?
This cover is provides you with income and expenses during times you are unable to trade. Should you find that your caravan site is closed due to an accident or event covered within your policy, you will be provided with your average income and expenses until you are able to open again.
What else is covered with my campsite insurance?
Some products offer you protection in the form of commercial and legal expenses. This is there should you find yourself in an employment dispute or are pursued for criminal prosecution.
Other products can provide you with cyber insurance. This level of cover offers you assistance when malicious cyber-attacks or data breaches are levelled at you.
Where can I get caravan site insurance?
You will want to protect all aspects of your caravan site and we want to help you with that. Give us a call or find us online at Quotezone.co.uk. Provide us with a summary of your needs and we will locate the quote that gives you the best cover at the cheapest price.
If you have any more queries, please refer to our FAQ page.