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Teardrop Caravan Insurance

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Teardrop Caravan Insurance And Micro Caravan Insurance


Teardrop or micro caravans are a cost-saving and retro alternative to the standard caravan. Still, all caravanning can have its stresses and incidents can happen. Eliminate the worry by insuring your micro caravan. A minimal premium might save you a hefty bill in case of an incident.

Do I need caravan insurance?

As caravans lack motors, it is not legally necessary for them to be insured. Still, why take the risk on such a big investment?

How much does it cost it insure a teardrop caravan?

Like regular caravan insurance, The price will vary depending on several factors, including the vehicle’s value, age, and size, claims histories, driver histories, projected mileage, security, and storage of the vehicle. These factors will be unique to your micro caravan ownership, so shop around for the best quote.

Where will I find the best insurers for my teardrop caravan?

Here at Quotezone, we only recommend genuine and reputable Financial Conduct Authority (FCA) regulated insurers. Quotezone is regulated by FCA regulations, giving you peace of mind as we operate within FCA rules to keep your transactions safe. We’ll work with a number of established providers to find you the right deal.

What should I consider when buying caravan insurance?

Firstly, you’ll need to consider the risks of flood, fire, accident, and loss. You might want to think about insuring your personal belongings and the contents of the caravan, such as fixtures and fittings. Public liability cover is useful in case you damage someone else’s property. Breakdown cover can also be useful, and remember overseas cover if you’re leaving the UK.

Does my micro caravan require special insurance?

Possibly. When you request a quote, we’ll obtain detailed information about your particular model and any modifications you might’ve made. If there are none, it should be fairly easy to choose a policy. If you’ve made any major changes to your Teardrop, it may need certificates of proof for the insurance provider. We can ascertain the exact type of insurance coverage you’ll need, once you’ve requested a quote.

What’s ‘new for old’ insurance?

If your motorhome is written off, for example, ‘new for old’ insurance will enable you to buy a replacement new, rather than second-hand. It’s worth considering, even though it’ll raise your premium.

Can I reduce my teardrop caravan insurance?

There are things you can do to reduce the cost of your premium:

  • Shop around for the best quote using an insurance comparison site, such as Quotezone.
  • Pick the named drivers on your policy with care.
  • Anticipate your mileage realistically – you might benefit from a low-mileage discount.
  • Don’t take out overseas cover if you don’t plan to travel over the border.
  • A club membership or advanced driving course might reduce your premiums.