Holiday Villa Insurance

Holiday Villa Insurance

Looking for cheap holiday villa insurance?

Some things that insurers will want to know about your villa include:

• Where your villa is located – Many UK insurers will offer coverage for an overseas property, however this can incur higher premiums.
• The value of your property and content
• Do you rent out your property
• How many days of the year are you resident on average
• The materials used in the construction of your villa

What type of insurance do I need for my villa?

There are different ways you can insure your villa. The type of coverage that is best for you will largely depend on your own requirements and the insurer which you decide to take out a policy with. Here are some examples of the policies which villa owners may benefit from.

• Employers’ liability insurance (If you employ staff at your villa)
• Buildings insurance – This will cover the value of the actual building, however your contents will not be included.
• Public liability insurance – This will cover you in case someone is injured while staying at your villa.
• Loss of rent – If you are renting out your holiday villa you may benefit from having a loss of rent insurance policy in place should your tenants stop paying.

What’s covered by holiday villa insurance?

Depending on the type of coverage, most policies will the value of your villa against accidental damages, vandalism, natural disasters, fire and flooding. Other aspects of the property may also be covered such as burst and leaking pipes. If your villa is based overseas then many insurers will have specialists that can tailor your coverage and claims process to be compliant with the location in which your villa is located.

Cheap villa insurance

Compare holiday villa insurance today with Quotezone. Simply fill in your details and we will match you with our panel of UK holiday villa insurance providers, who will then contact you to discuss your insurance needs.

https://holiday-home-insurance.quotezone.co.uk/holidayhome/