Cheap Holiday Villa Insurance
Compare holiday villa insurance for UK and overseas property
Whether your holiday home is a house, apartment, villa, flat, chalet, located in the UK or overseas.
Compare holiday villa insurance with Quotezone.co.uk
Holiday villas are vulnerable to the same risks as all other properties whether they’re located in Spain, Turkey, Portugal, Italy or even further abroad. Storm damage, flooding due to burst water mains, break ins and thefts happen in all property types and in every country. Therefore owners of holiday villas, whether in the UK or abroad, may benefit from the protection of holiday villa insurance.
Holiday villa insurance is typically a specific type of property insurance that covers villas that are not used as a permanent residence: holiday villa insurance could be appropriate for properties that are left empty for more than 30 days each year. Holiday villa insurance could protect the villas building structure, its internal contents, or be a fully comprehensive policy that covers both of these aspects.
Many holiday villa owners choose to let their property when they are not using it themselves. This could provide an additional revenue stream and ensures that the villa isn’t left vacant for extended periods of time. Any letting periods may be covered by holiday villa insurance, or homeowners may need to search specifically for holiday villa insurance that does offer protection when the property is being let by third party holiday makers.
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Not all holiday villa owners are legally required to secure holiday villa insurance, however if there is a mortgage secured on the villa then it is likely that the lender could insist an appropriate level of holiday villa insurance is applied to the property.
Homeowners hoping to secure cheap holiday villa insurance could shop around for the best possible quotes. Comparison websites might help to speed up and simplify this process, pulling up a wide variety of different policy types from a host of different insurance providers. Homeowners could then see the policies available that best suit their budget and make the decision as quickly and easily as possible.