Login Menu

Compare Moped Insurance For 16 Year Olds

Get Cheap Moped Insurance Quotes

  • Compare 25+ providers
  • Access Cashback & Rewards
  • 97% of reviewers recommend us

Search and compare cheap quotes from over 25 UK motorbike insurance providers, including

Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance
Bike Insurance

Looking for Cheaper Motorcycle Insurance?

search

Search over 25 different bike insurance providers

Quotezone increases your chance of finding a great deal by searching the market for you.

phone

Buy online or by phone

Purchase your bike policy quickly and easily, monthly and annual payment options available.

time-money

You could save time and money

Get your quotes by filling in one simple form, compare prices, and start saving.

person

Over three million users

Join our ever-growing list of satisfied customers today.

secure

Secure & Encrypted

We guarantee your confidence when shopping online by following the latest internet security standards.

scales

Independent and unbiased service

We aren’t owned by or have any investment from any insurance company.

What people have to say about us

Tried the others several times and some offering gimicky freebys that most people will never use. Tried Quotezone, they offered straight forward price comparisons, one of which I am now using.

Keith

Ringwood, United Kingdom

Fast and easy to use and easy to sort

David

Chelmsford, United Kingdom

4.76/5 from 3449 customer reviews

Moped Insurance For 16 Year Olds


Owning a moped at 16 can be a great way of getting that extra independence at a price that isn’t as steep as a car. However just as with other types of vehicle, you’ll need to get insurance before hitting the road. There are also some additional hurdles you may face in getting cheap moped insurance as a 16 year old, however it can be done if you know where to look.

Getting cheaper moped insurance as a 16 year old

Unfortunately your premiums are likely to be more steep as a 16 year old as you’ll be viewed as a greater risk to insure by many insurance companies. The reason for this is that as a young driver you don’t have a driving history for them to assess your risk of causing a claim. Because of this, insurers simply jack up the price for young drivers.

There are fortunately some things you can do to avoid paying more than you need to as a young moped driver however. Here are some practical steps you can take to reduce the costs of your moped insurance.

  • Choose a lower-powered moped. Mopeds that have a smaller engine are likely to be considered less risky to insure, For example if you choose a 50cc moped instead of a 125cc moped.
  • Take a motorcycle safety course. Taking a motorcycle safety course can show your insurance company that you are a responsible rider, which could lead to a lower premium.
  • Install security devices. Installing security devices, such as a disc lock or a telematics, can also help to reduce your insurance premium.
  • Shop around for quotes. Get quotes from a number of different insurers before you choose a policy. This will help you to find the best deal possible.

There are also some additional steps that can be taken to reduce your premiums further.

  • Consider getting a joint policy with your parents. If you are a joint policyholder with your parents, your insurance premium may be lower. This is because your parents’ driving history will be taken into account when calculating your premium.
  • Keep your mileage down. If you only ride your moped for a few miles each week, you may be able to get a lower premium. This is because the less you ride, the lower your risk of being involved in an accident.
Comparing moped insurers

The easiest way of getting cheaper moped insurance as a 16 year old is to simply compare multiple quotes from different insurance providers. This will significantly increase your chances of finding the cheapest moped insurance available for you.

Here at Quotezone, we have compiled a large panel of insurers for you to quickly compare quotes side by side online. You’ll simply enter your moped details online and start comparing quotes in a matter of minutes.

Compare Moped Insurance quotes