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Child Medical Travel Insurance
Family holidays are often remembered by children for the rest of their lives, so its important to make sure that no-one is left out. If you’re planning a family trip this year, then don’t forget to ensure that the whole family is covered by adequate travel insurance. Some insurance policies will automatically cover children under 16 but you should double check this before you go.
As with the adults who are travelling, its essential that you declare any pre-existing medical conditions for the children, which can include anything from asthma and diabetes to epilepsy. Its important to tell the insurer about anything which they have been treated for in the past 12 months or anything which has seen them stay in hospital.
If your child is going away with their school, their friends or a social group then it may be a good idea to take out insurance for them in their name. As well as any pre-existing medical conditions you’ll have to tell the insurer where they are going as this can impact on the premium you’ll pay. Also bear in mind that if they’re going to be doing any special activities, such as skiing or adventure sports, then you should also ensure that this is covered by the travel insurance.