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Over 80s Medical Travel Insurance
Travel insurance is always essential, but for people over 80, finding cover can seem like an impossible task. You may feel fit and well enough to travel but if you have any pre-existing medical conditions then insurers can take a dim view of those in their 80s. To ensure that you make your getaway with the minimum of fuss, its vital that you declare whether you have any pre-existing medical conditions to your insurer before your trip.
All medical conditions must be declared, no matter how minor, including diabetes, epilepsy and cancer. Telling your insurer about your conditions now means that if you need treatment when you’re away, you can be covered. Your insurer can pay the cost of any medical care you may need and can even cover additional expenses if you have to be away from home longer than you had planned. They can also pay for you to return home in the case of a medical emergency.
You’ll also need to tell your insurer where you’re planning to travel, because this can have an impact on the premium. The USA and Canada have some of the most expensive healthcare in the world, as do Spain and Cyprus, so its essential to let your insurer know if you’ll be visiting, even if its just a stop over on a cruise.