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Instantly find cheap quotes from various UK van insurance providers
Looking for insurance for your Luton van that doesn’t break the bank? Not sure where to start? We’re here to help with our simple online van insurance comparison tool. Fill in a quick form to get a policy in place in just a few clicks. Find out more about insuring your Luton van below.
How much will it cost to insure my van?
It is usually cheaper to insure cars than vans, because cars have smaller engine sizes and don’t carry valuable cargo on a regular basis. The good news is you can find cheap van insurance with our simple online van insurance comparison form.
What does private van insurance cover?
Private insurance will suffice if you use your van strictly for personal use. This can include for hobbies, to visit friends, go on holiday, etc.
What about commercial van insurance?
Commercial van insurance (also called business van insurance) is required if you use your van in a professional setting. This includes commuting to a place of work. You can choose from 3 different types of cover: carriage of own goods, carriage of goods for hire and reward, and haulage.
Is commercial van insurance more expensive?
Commercial van insurance is typically more expensive than private, due to the higher risk perceived by insurers. You are more likely to be carrying items of high value, and to cover more mileage, in a business setting.
Can I add extras to my Luton van insurance?
Yes, you can add extras such as breakdown cover, legal cover, wrong fuel cover, courtesy vehicle cover, public liability cover, and more. You can select such extras when comparing quotes online, or later down the line with your provider.
Do extras add to the cost of my Luton van insurance?
Yes, extras will usually increase your premium. However, you can compare quotes from a large number of UK van insurance providers using our quick online van insurance form to get a cheap quote.
Can I do anything to lower the cost of my Luton van insurance?
There are a few steps you can take to cut costs. Consider:
- Limiting your mileage.
- Paying for your van insurance on a yearly, rather than monthly, basis .
- Getting only the amount of cover / extras you need.
- Avoiding van modifications (particularly performance-based modifications).
- Taking an advanced van driving course.
- Comparing cheap van insurance quotes with our comparison page each year, instead of auto-renewing.
If you have any other queries please refer to our FAQ guide.