Insurance Expert
Lee Evans
Who is Lee Evans?
Lee Evans is an Insurance Expert at Quotezone with over 15 years of UK insurance comparison experience. He specialises in commercial motor and business insurance, including fleet, taxi, courier and motor trade, alongside landlord, caravan, motorhome and a wide range of leisure and specialist products. Lee holds a BSc (Hons) in Interactive Multimedia Design from Ulster University.
Day-to-day Lee works directly with specialist commercial brokers, niche underwriters and fintech insurers across the UK, building the panels that power Quotezone’s hardest-to-place product areas. That includes fleet sizing for SMEs, the underwriting differences between private hire and hackney carriage taxi cover, rent guarantee triggers for landlords, and storage requirements for motorhomes left between trips. The goal is straightforward: make sure a customer with an unusual risk can still get a competitive quote without having to ring round five brokers themselves.
As part of his role, Lee undertakes regular professional development and compliance training through accredited learning programmes delivered by Skillcast, covering key regulatory and industry topics including Consumer Duty, the FCA’s Senior Managers & Certification Regime (SM&CR), Conduct Risk, Financial Crime prevention, Data Protection, customer vulnerability, conflicts of interest and Treating Customers Fairly. This ensures the comparison products Lee oversees keep pace with evolving FCA requirements and industry best practice.
Qualifications and training
- BSc (Hons) Interactive Multimedia Design – Ulster University
- Over 15 years of UK insurance comparison experience at Quotezone (since 2009)
- Ongoing FCA compliance training delivered by Skillcast, covering Consumer Duty, SM&CR, Conduct Risk, Financial Crime prevention, Data Protection, Treating Customers Fairly, conflicts of interest and customer vulnerability
- Hands-on panel-building experience across 40+ commercial, leisure and specialist UK insurance products
Lee’s areas of expertise
Commercial motor: Fleet insurance, Taxi insurance, Courier insurance, Motor trade insurance, Coach insurance, Minibus insurance, Truck insurance, Driving school insurance.
Business and liability: Public liability, Employers’ liability, Professional indemnity, Cyber insurance, Goods in transit.
Landlord and property: Landlord insurance, Tenants insurance, Rent guarantee insurance, Unoccupied property, Holiday home insurance, Non-standard home insurance.
Leisure and specialist: Caravan insurance, Motorhome insurance, Boat insurance, Horse insurance, Horsebox insurance, Trailer insurance, Bicycle insurance.
Personal finance: Life insurance, Mortgages, Loans, Credit cards.
Lee’s expert insights
On sizing an SME fleet policy
“For SME fleets with a handful of vehicles up to a couple of dozen, a single any-driver fleet policy is usually cheaper than insuring each van individually. On larger fleets the saving often narrows, and a more structured scheme can work out better. The right structure depends on annual mileage, driver age profile and whether you need any-driver or named-driver cover.”
Lee Evans, on fleet insurance
On private hire vs hackney carriage taxi cover
“The biggest mistake taxi drivers make is taking out private hire cover when they actually do hackney carriage work, or vice versa. The two are underwritten very differently, and a claim made on the wrong policy can be refused. Always make sure your cover matches the badge issued by your licensing authority.”
Lee Evans, on taxi insurance
On void periods between tenants
“Most standard landlord policies won’t pay out if the property is left unoccupied for an extended period, and the clock usually starts the day a tenant moves out, not the day a refurbishment finishes. If you’re between tenants for any length of time, you typically need unoccupied property cover added, or a policy with an extended void clause.”
Lee Evans, on landlord insurance
On hire and reward cover for couriers and delivery drivers
“Hire and reward cover is a legal requirement for any courier carrying third-party goods for payment, even occasionally or part-time. Standard van insurance does not cover this and a claim will be refused. The same rule applies to food delivery drivers using their own car for app-based work.”
Lee Evans, on courier insurance
Quotezone Experts in the Press
Lee Evans in the Press
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