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Ferrari 488 Spider Insurance

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Ferrari 488 Spider car insurance

Perhaps the world’s best-known supercar brand, Ferrari continues to dominate the luxury automobile market across the world.

The Ferrari 488 Spider is a mid-engine car in the range which replaced the 458: the first mid-engine model of Ferrari to use a turbocharged V8 since the F40, which was discontinued back in 1992. Its twin-turbocharged V8 engine with 3.9 litre capacity saw it named Supercar Of The Year 2015 by Top Gear and Best Driver’s Car 2017 by Motor Trends. The 488 Spider was eventually discontinued in early 2019 and succeeded by the F8 Tributo, making the 488 a much more accessible supercar in price for many.

What insurance groups cover Ferrari 488 Spider?

Insurance groups – that is categories of risk considered by insurers to rank their premium pricing – are rated from 1 (the cheapest, and least risk) to 50 (the most expensive, and highest risk). When purchased new, Ferrari 488 Spiders were rated as insurance group 50 – but they are now rated between 48-50, dependent on the age of the car.

Is supercar insurance more expensive than regular car insurance?

It is not cheap to buy a Ferrari 488 Spider, nor is it cheap to insure a Ferrari 488 Spider! Supercar insurance is often expensive to buy as the risks and costs involved for insurers to have to pay out in the event of an accident or theft are considerably higher than those they would incur for a standard car.

Can I insure my Ferrari 488 Spider direct with Ferrari?

Ferrari focus on the production of high-end, high-performance luxury vehicles but have yet to move into financial products. They do not currently offer insurance for their cars, but their dealerships do offer some extended warranty and servicing products.

Can I insure a Ferrari 488 Spider that has had modifications?

A Ferrari 488 Spider is an extremely special vehicle and so ideally, no modifications will be carried out on these cars without Ferrari having completed them. Modifications may make it more difficult to insure a Ferrari 488 Spider and so all must be declared to insurers before any policy is purchased.

Can you insure a Ferrari 488 Spider cheaply?

While quotes do vary dependent on the model and age of Ferrari 488 Spider as well as the driver, there is no budget option as such for supercar insurance. You are likely to find that policy premiums on a Ferrari 488 Spider are considerably more expensive than those for standard road vehicles.

Does age affect cheap Ferrari 488 Spider insurance premiums?

The age of a driver affects all motor insurance policy premiums, and this is also the case when looking to insure a Ferrari 488 Spider.