Login Menu

Toyota Insurance

Cheap Toyota Insurance

  • Compare 120+ providers & save up to £515*
  • Access Cashback & Rewards
  • 97% of reviewers recommend us

Don’t have your registration number? No problem, click here.

Compare cheap insurance quotes from over 120 UK providers, including

Admiral
Home Insurance
Car Insurance
Car Insurance
Car Insurance
Car Insurance
Car Insurance
Budget Insurance

Compare Toyota Auto Insurance

Types of car insurance for a Toyota

When insuring your Toyota, you can choose from different types of car insurance coverage. Each option offers a different level of cover. Consider these carefully and decide the best option for you and your circumstances. Remember, the lowest price doesn’t always equate to the best value. Some options may be more cost-effective in the long run or in the event of an accident. 

Comprehensive insurance for a Toyota

Comprehensive insurance gives you the most protection. It covers: 

  • Damage to your car from accidents 
  • Theft 
  • Fire damage 
  • Vandalism 
  • Third-party liabilities

Third party only Toyota insurance

Third-party only meets the minimum legal requirements in the UK. It covers: 

  • Damage to other people’s property 
  • Injuries to others in accidents you cause 

The main drawback of this insurance is that it doesn’t cover damage to you or your car.

Third party, fire and theft car insurance

This provides the same as third party, with a few key extras. It covers:

  • Third-party liabilities 
  • Theft 
  • Fire damage

Toyota drive home insurance

This offers short-term insurance cover so you can legally drive your new or pre-owned Toyota home from the dealership. 

This handy option makes sure you have coverage from the moment you buy your car. It gives you time to do your research before you buy your annual policy.

How can I get cheaper insurance for my Toyota?

Lower your annual mileage

Driving fewer miles each year can cut your insurance costs. Less time on the road means a lower risk of being in an accident. So keep good records of your mileage to make sure you’re not overestimating.

Boost your car’s security

Adding extra security features could deter thieves and help lower your insurance costs. Some common upgrades include alarms, immobilisers, and tracking devices.  Before making any changes, always check with your insurer to see what discounts they offer for these enhancements.

Avoid modifications

Changes to your Toyota can make your insurance more expensive. Aesthetic modifications can entice thieves or even vandalism. And performance enhancements can increase the likelihood and severity of road accidents. 

Add another driver to your insurance policy

Adding an experienced driver to your policy could reduce your premiums. This is especially useful if you’re a young or new driver. Just make sure to add them as a named driver, not a main driver. This avoids “fronting”, which is illegal and could invalidate your insurance. 

Pay insurance premiums annually

Paying your insurance premiums in one go instead of monthly can often lead to a discount. If it is affordable for you, this option can save you a lot over the year. 

Raise your voluntary excess

Picking a higher voluntary excess can cut your premiums. Just keep in mind that a higher excess means you’ll pay out more if you have to make a claim. 

Only choose the coverage you need

Shape your policy to include just the cover you need. This can help you avoid paying for extras you don’t want. Look over your policy each year to check it still fits your needs. 

Shop around and compare Toyota insurance quotes

Using an insurance comparison site lets you look at quotes from many insurance providers, helping you find the best deal. You could save on car insurance when you compare with Quotezone.

How much does it cost to insure a Toyota?

Toyotas have a reputation for being reliable and safe. And low claim rates among other Toyota owners can mean lower insurance costs. But the exact price depends on your specific situation. For example, the average car insurance costs vary depending on what region you live in. The price to insure a Toyota also changes based on things like:

The model of your car

The age of the car

Your driving record 

Where you call home

Your age 

Your job 

The cover on your policy

The insurer you choose

Your claims history

We search over 120 car insurance providers to save you hassle and money

Toyota Insurance Groups

Insurance groups are also factored into insurance costs. These are based on a specific car’s value, engine size, and repair costs. Groups range from 1-50, with 50 generally being the most expensive. These are just some of the current insurance groups for Toyotas.  

Toyota Model Insurance Group 
Toyota Aygo insurance group 2-6 
Toyota C-HR insurance group 14-18 
Toyota Yaris insurance group 7-11 
Toyota Corolla insurance group 15-23 
Toyota Celica insurance group 25-30 
Scroll to see more

Toyota Insurance FAQs

What is the cheapest Toyota car to insure in the UK?

Generally speaking, the Toyota Aygo has lower insurance costs. It has a small engine and belongs to a low insurance group. But the cheapest option for you will depend on your specific situation. So it’s always worth comparing personalised quotes.  

Will my Toyota insurance be more expensive if my car is modified?

Yes, it probably will. Modifications might make your car more tempting for thieves. Performance enhancing modification can also raise the chances of an accident. But it’s essential to tell your insurance company about any modifications to make. This ensures you don’t accidentally invalidate your cover.

Can I get cheap Toyota insurance for a 17 year-old?

Yes, you can get cheaper Toyota insurance at 17, though it’s usually more expensive for new drivers. To save money, choose a model in a low insurance group, consider a black box policy, or add an experienced named driver. Just be honest about who drives the car most, or you could risk fronting.

Are Toyotas expensive to insure?

Your Toyota insurance cost depends on the model and your own situation. To save money, try building up a no-claims bonus, pay yearly instead of monthly, choose a higher excess, or try a black box policy. Just make sure the cover still meets your needs.

Page last reviewed on 18th June 2025 

Looking to insure a car for less?

search

Compare quotes from over 120 car insurance companies

Our car cover comparison services increases your chance of finding a great deal by comparing 120+ quotes side-by-side.

phone

Buy your car policy online or over the phone

Sign up online or over the phone, and choose from monthly or annual payment options.

time-money

Save on your insurance

One short form is all it takes to compare cheap insurance policies from over 120 providers.

person

Over 4 million users

Over 4 million people save money with us each year.

secure

Secure & Encrypted

We guarantee your confidence when shopping online by following the latest internet security standards.

scales

Independent and unbiased service

We aren’t owned by or have any investment from any insurance company.

What people have to say about us

Saved me about five hundred pounds over a company i had been with for 20 years 😊

Ronald

“”

I saved 50% on my renewal quote for an identical policy

Peter

Glasgow, United Kingdom

4.73/5 from 3363 customer reviews

*51% of consumers could save £515.24 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next six cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from December 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.