Volvo Insurance

Comprehensive coverage offers the most protection for your Volvo. This is a common choice as it gives broader coverage at a competitive price compared to more basic coverage options.

This is the minimum level of insurance required by law. It’s only designed to protect other road users, or “third parties“.

In the past, this was often cheaper than comprehensive insurance. But this isn’t always the case anymore. So if you’re trying to find cheap Volvo insurance, consider all your options before you buy.

This protects other road users and will also protect your Volvo if it is stolen or damaged in a fire. It is a good compromise between fully comprehensive and third party only cover.  

As you might have guessed from the name, Volvo driveaway insurance is a temporary insurance policy. It is designed to insure you when driving your new Volvo home from the dealership. After that, you’ll need to take out a new annual Volvo car policy.

The more miles you drive, the higher your odds of being involved in an accident on the road. So if you’re able to reduce your annual mileage you’ll reduce your risk of an insurance claim. That means your quotes might be a bit cheaper.  

Many newer Volvos have pre-installed security features, like car alarms and engine immobilisers. But if your Volvo doesn’t, then you could reduce your premium by improving the security of your car.

Modified cars are seen as riskier. Especially if the modifications make the engine more powerful or faster.

A lot of insurance companies will give you the option to pay annually or monthly. If you can, it’s best to choose the annual option, because that’s usually cheaper than paying it off monthly.  

This is only a good idea if you’re confident you’ll be able to cover the cost of your excess if you do need to claim. So don’t choose a very high excess that would be totally unaffordable.  

If you can afford a higher excess though, that will sometimes bring your quotes down a little.  

You’ll usually be offered many different add-ons when taking out insurance for a Volvo. But all those optional extras can push your quotes way up if you add a lot of them to your policy.    

Only choose the addons you need in order to keep your quotes down.

Comparing Volvo insurance quotes from a wide range of different insurance companies is one of the best ways to find cheaper quotes. 

Your Volvo C30 insurance group will vary depending on the version of the C30 you own. Insurance groups for this particular model start from insurance group 16 (for the Volvo C30 1.6 ES 3d). This ranges as high as insurance group 34 (for the Volvo C30 Coupe T5 R-Design Lux 3d).

Insurance groups for this model are equally broad. They range from insurance group 16 for the Volvo V50 1.6 ES 5d, to insurance group 34 for the Volvo V50 T5 R-Design SE Sport 5d. 

A lot of Volvo V40 models fall into insurance groups 17 or 18. But there are a number of V40s with more powerful engines. And these are categorised into insurance groups 30 or higher.  

The T5 R-Design Lux Nav 5d Geartronic has the highest insurance group of any Volvo V40. It is categorised as a group 34 car. 

Volvo XC60s have more powerful engines, which is why they range from insurance group 25 all the way up to group 44.  

The Volvo XC90 is an SUV with a relatively powerful engine. This means these models all tend to fall into higher insurance groups.  

Depending on the particular version of the XC90 you own, your insurance group could range from insurance group 35 to group 45.