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Let us help you to find the perfect policy to match your HTC phone and your lifestyle.

I use my phone for fitness and running – does that place it at risk?

When HTC phones started to ditch headphone jacks a few years ago, lots of people were frustrated. It seemed that all the best headphones had a jack point, and it can be frustrating when suddenly your new phone doesn’t connect to your favourite pair. There is an upside though. Your phone will come with ear-buds that connect with the USB-C port at the base of your phone. This is extremely secure, more so than a jack according to some, and the port is multi-functional. If you use your phone to listen to music as you run or exercise, or to track your level of activity, this secure connection can be a lifesaver. Exercise is one of the top ten reasons that Brits crack or smash their phones – so watch out and keep your phone tucked away somewhere when you’re out for a run.

Can I get my cover to start from today? I’m going on holiday

It’s now so easy to get from quote to cover, you’ll be able to do it on the spot and via your mobile. As long as you have your personal details to hand, and the basic information about your HTC handset, then you should be able to sign up to your chosen policy on the spot. As each insurer is so keen for your business, you should find that the majority of sites are primed especially for mobile usage. Once you have picked the policy that best reflects your situation, simply input your personal information and you will be covered as soon as your payment goes through.

My family all has a mobile, and other gadgets too. Is this going to be complicated?

You can go specifically for mobile phone coverage. Some insurers will allow for multiple phones to be included under the same policy, others will have coverage especially designed for whole family gadget usage. Let’s imagine there is a ‘typical’ family with two adults, a younger child and an older child. Everyone has a smartphone, the two adults and the older child have laptops, the younger child has a tablet and there is a family tablet for everyone to use. In this case, it is best to get a family style gadget coverage. Accidental damage (including liquids), theft and loss will all apply. One person will be the designated policy holder, but every item will be included regardless of who the principal user is.