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Microsoft Surface Insurance – Find a Cheap Policy

Laptops and PCs have become a crucial part of our daily lives being used for work, learning and pleasure. So, if the worst were to happen, it’s wise to have a contingency plan in place; that’s where Quotezone.co.uk can help. 

Having Microsoft Surface insurance won’t just protect your device and its accessories, it will also mean you don’t need to worry about paying for expensive replacement parts or repair costs, and you could even get a replacement device in the meantime or if it’s unfixable. 

What is Microsoft Surface insurance? 

Microsoft Surface insurance will protect your laptop if it suffers from a cracked screen, technical fault, liquid damage, accidental damage and operating errors. It’s also protected against theft, loss and vandalism as well as fire and heat damage. Usually, insurance means you’ll get a pay out, replacement device or you won’t need to pay for any repairs. 

Do I need Microsoft Surface insurance? 

No, it’s not a legal requirement but it is important to consider what you would do if your laptop was lost, stolen or damaged. You could be without your device for a long period of time or be out of pocket. 

What does Microsoft warranty cover?

A Microsoft warranty covers your laptop from any operating errors or if repair and replacement parts are deemed defective. Your warranty does not cover your laptop in the event of loss or theft, or if it is damaged. 

Does Microsoft warranty cover cracked screens?

No, this would be classed as accidental damage. Microsoft warranty does not cover your laptop for damage that’s caused by drops, bumps or general mishandling. Instead, you’d need accidental damage protection in place. 

What does Accidental Damage Protection cover?

Accidental Damage Protection protects your laptop from things like spillages, drops, and power surges. For example, if you spill a glass of water over your laptop or drop it going up the stairs, it will be protected. 

Who insures business laptops?

If your Microsoft Surface is a business laptop, it’s likely that your employer has separate cover for it. If you’re an employer, commercial property insurance will cover all business equipment including laptops, phones and screens as well as any software and work installed on them. This also includes if the laptop is stolen or lost.

Is my Microsoft Surface laptop included in homeowners insurance?

Yes, contents or homeowners insurance includes cover for all personal property like laptops and phones. However, if your device is particularly precious or expensive, you may want to invest in additional insurance. 

Is my Microsoft Surface covered for cosmetic damage?

Unfortunately not. Standard insurance policies only cover for damage that impacts whether a laptop works or not. Usually cosmetic damage would be a premium extra.