Home Insurance Offers

Home Insurance Offers – Compare Cheap Quotes

Your home is probably going to be one of the most expensive purchases you’ll ever make, so it stands to reason that you’re going to want to protect it with the best home insurance policy you can find. However, that doesn’t mean you want to pay over the odds for your home insurance – which is where we come in.

Whether you’re looking for cheap contents insurance or a comprehensive building and contents insurance policy, Quotezone.co.uk’s home insurance comparison service can help you find home insurance offers and discounts by comparing policies from up to 50 different providers.

We compare home insurance offers for everything from terraced homes to detached houses, and from suburban flats to studio apartments in the heart of the city, so no matter where you live Quotezone.co.uk is well placed to help you find the right deal.

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What protection does home insurance offer?

While policy features and exclusions do vary from one provider to the next, most home insurance policies offer policyholders protection against the financial impact of all or most of the following insurable events:

• Storm damage and flood damage
• Damage caused by fire, lightning, earthquake or explosion (although terrorist attacks might be excluded)
• Subsidence, landslip, or heave (provided the property doesn’t have a history of subsidence)
• Malicious damage, including damage caused by burglars
• Burglary
• Leaking water tanks and pipes (known as ‘escape of water’)
• Oil leaks from heating systems
• Damage caused by falling trees.

However, it’s worth pointing out that general wear and tear is usually excluded, and damage that arises due to poor upkeep or poor workmanship also won’t be covered in most cases.

How do I go about finding the best home insurance offers in the UK?

First and foremost, you should shop around by comparing quotes from a wide range of providers, because the renewal quote you receive from your existing provider is rarely the best home insurance offer you’ll be able to find.

You stand a far better chance of finding the best home insurance offers if you compare policies from a wide range of providers, which is where we come in.

Before you sign up for a new home insurance policy it would also be a good idea to make sure you aren’t already covered, because some banks provide home insurance offers and discounts for their account holders.

Is it possible to find home insurance policies that offer cashback?

Yes, it is possible, although whether or not you’re offered home insurance with cashback will depend on the provider you go with and the policy you choose.

Some home insurance companies do offer cashback, which might be paid to you three months, six months or nine months after you sign up for a policy, while some other providers might forgo the cashback deal but offer you a cheaper home insurance premium upfront.

Either way, though, it’s worth comparing the net cost for each home insurance policy in order to figure out which provider is genuinely providing the best home insurance offer.

Do insurance companies provide combined car and home insurance offers?

Yes, some insurers that offer both car insurance policies and home insurance policies will offer their policyholders a deal or discount if they take out both policies with that one provider.

Of course, the deal or discount will provide the policyholder with a certain amount off that insurer’s premiums, but it is possible other providers might have cheaper premiums even if they don’t offer a specific car and home insurance offer, which is why it’s always a good idea to shop around.