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Compare Japanese import car insurance with Quotezone.co.uk
Although there are many Japanese import cars here in the UK, some insurers may not provide insurance for imported vehicles.
This is particularly the case when the car is a ‘grey import’, which is the category that any imports from outside the EU fall into, including Japanese import cars.
Why might it cost more to insure a Japanese import car?
Firstly, the fact that Japanese import cars are classified as ‘grey imports’, meaning they are imported from a country outside the EU, means there’s a possibility they may not fully conform to EU standards. There’s a small chance this could mean these cars might be slightly more risky than an EU-made car, at least from an insurance perspective, since they represent more of an unknown quantity – and car insurance providers will often hike the insurance premium to reflect that elevated risk.
Of course, that’s not the only reason Japanese import car insurance often costs more. The parts for these vehicles can sometimes carry a premium, since they may not be as readily available in the UK and may even have to be imported if and when the vehicle needs to be repaired, and car insurance companies will usually take this factor into consideration when calculating premiums.
In addition, it’s sometimes more difficult to find a UK-based mechanic that is experienced in repairing Japanese import cars, which again can sometimes be factored into the car insurance premium by insurance providers.
Is Japanese import car insurance always expensive?
While it’s usually more expensive to insure an imported car than you’d pay for an insurance policy for a similar UK-registerd vehicle, there are things you can do to increase your odds of finding cheap Japanese import car insurance.
First and foremost, if you’re insuring a Japanese import car it is even more important than usual that you shop around and compare quotes from different providers.
Secondly, it’s a wise idea to compare quotes for all three levels of coverage (third party, third party, fire and theft and fully-comprehensive), because as counterintuitive as it might sound fully-comp can sometimes work out cheaper than other levels of coverage even though it’s more comprehensive.
Thirdly, if you’re thinking of modifying your car it might be worth reconsidering, because modified car insurance often costs quite a bit more.
And finally, if you’re able to park your car in your garage or your driveway it would be a good idea to do so, even if that means you have to park your other vehicle (or vehicles) on the side of the road, because you’ll usually benefit from cheaper Japanese import insurance if you can park your car off the road.
Is it easy to compare Japanese import car insurance quotes?
Quotezone.co.uk’s Japanese import insurance comparison makes the process very straightforward – simply complete one short online form and our panel of UK insurance providers will contact you directly, at a time that suits you.
Quotezone could help take the hassle out of finding cheap Japanese import car insurance quotes.