Cheap Landslip Home Insurance
Compare landslip home insurance with Quotezone
Some homes are vulnerable to structural damage. Many of these homes are built on ground that is liable to move, known as landslips or landslides. When a landslip occurs, the house often has to be underpinned to reinforce the foundations, which can be extremely costly. However, the price of the repair is only part of the cost, as quite often people in homes that have suffered damage due to a landslide can no longer get cover from many mainstream insurers. Fortunately, some insurers may provide landslip home insurance, although it can be quite expensive.
Landslips and landslides occur because of various reasons. Some homes are built on soft clay or loose ground, both of which are particularly vulnerable to landslides, while adverse weather, tree roots and natural erosion can all cause landslips. Because of this, when buying a new house, particularly an older property, it can be important to get the building surveyed to ensure landslides are not a problem.
Buying landslip home insurance
Due to the risk of expensive repairs posed by a home that is vulnerable to landslides, landslip home insurance can be costly and will depend on various factors, including, how long ago the last landslide took place, what caused it, how the property was repaired, how much the repairs cost, and if there is a likelihood of another slip. To satisfy insurers, and help lower the premiums of landslip home insurance, it can be helpful to obtain a structural engineers report to prove the property is now structurally sound and not likely to slip again.
Once you have a structural engineers report, why not try using Quotezone? Through filling in one simple online form, we could put you in touch with a member of our panel of UK landslip home insurance providers who could discuss a potential quote with you.