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BeMoto Insurance Review

BeMoto Insurance

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BeMoto Insurance

BeMoto Insurance Review

BeMoto is a UK based insurance company that provides coverage for motorbike, dirt bike, track bike and track day insurance. BeMoto motorcycle insurance is run by bikers and have received a lot of positive feedback for competitive prices, flexible coverage options and customer service across the major review platforms.

BeMoto insurance reviews

BeMoto has been well received by policy holders on the major review sites such as Trustpilot and SmartMoneyPeople. The common praises directed toward BeMoto related to their competitive prices, good customer service and the ease of managing quotes. Average reviews where near 5 stars with only a few leaving more negative comments which were typicallly directed around costs however these were in the minority. Some examples of reviews left for BeMoto Bike insurance on Trustpilot include:

I’ve used Bemoto for a couple of years now, shopped around before renewal but at the moment they can’t be beat. Peter finally closed my renewal off in a professional way highlighting some other benefits I didn’t know I had. Thanks again to Bemoto for another year of service. Shiny side up now

good renewal price again, explained the change in underwriter and saved me on my premium.
Tristan guided me through the renewal and was able to answer any questions I had.
Top company and have been with them for a number of years, always competitive on renewals.

Bemoto are very helpful and easy to talk to,nothing is to much trouble. All information was well explained by Stephanie and she was very patient with my enquiry. Would recommend BeMoto to all my family and friends.

Overall BeMoto has received a high level of praise from the majority of Trustpilot reviewers with 94% of reviewers giving them 5 stars. This is certainly higher than the average for motorcycle insurance companies.

Pros and Cons of BeMoto Insurance


  • Specialised coverage for riders
  • Track day insurance offered
  • Multi-bike insurance discounts
  • Do not charge a brokers amendment fee
  • Offer modified bike coverage


  • Occasional long response time complaints

BeMoto motorcycle insurance

BeMoto’s motorbike insurance policies come with no amendment fees and you can get a quote online for a single bike without mods. The best deals offered by BeMoto insurance are available through calling one of their specialists who can try and tailor a policy to more accurately match your requirements.

A BeMoto policy offers the following coverage across two insurance levels. Titanium coverage offers the most comprehensive level of coverage and is an extra £50.

Carbon CoverTitanium Cover
EU Cover Extension (90-days per trip)
24 Hour Claims Helpline
Motor Legal Advice Helpline
Legal Expenses (£100,000)
Personal Accident (£15,000)Add for £20
Helmet & Leathers (£1,500)Add for £30
RAC Breakdown (UK & Europe)N/A
Excess Contribution (£250)Add for £20Add for £20
Excess Contribution (£500)Add for £25Add for £25
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How does BeMoto compare against other insurers?

Overall BeMoto has a received positive reviews that would definitely place it within the highly recommended range for UK motorbike insurers. Their levels of coverage are solid with some strong add-on options to make your policy more tailored. The fact that calling through to a specialist can save you money over taking out one of their quotes via their website is also a nice touch. Overall BeMoto comfortably holds its own against the competition and has left the vast majority of its policy holders happy with their service.

Is BeMoto the cheapest motorcycle insurance?

BeMoto may well be the cheapest option for some riders however this won’t be the case for everyone. Each rider or motorist will have their own risk profile which insurers use to calculate your premiums. This means that factors such as your age, where you live, how your motorcycle is secured when not in use as well as local crime and accident statistics can all influence your premium cost. Having previous claims or penalty points can also dramatically increase the price of your premiums.

How to get cheap motorcycle insurance

If you are keen on taking out a policy with BeMoto then it helps to have as many insurance providers as possible to compare them against. This will help you find the cheapest motor insurance policy available to you on the market.

Quotezone can help with that – our large panel of providers can help you quickly compare multiple UK based motorbike insurance policies, helping you find the cheapest motorbike insurance for you.

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*51% of consumers could save £529.95 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next five cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from February 2024 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.